Yes. If you filed a claim a "PILR" and/or "CIB" check would alert the insurer of any and all prior claims made.
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
depending on you insurance company... I know my snowmobiles are covered on my homeowners
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
The insurance company reserves that right.
Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.
First the suit will not be filed against the insurance company but against you as the homeowner. Your insurance company will come in and protect you from the suit. This is covered under your liability section of the insurance policy. Your coverage includes legal fees in addition to the amount of coverage on your liability section.
Hard to insure homeowners insurance could mean that you have poor credit or represent high risk to a homeowners insurance company.
Standard home insurance and valuables insurance are two of the different types of homeowners insurance available to customers that are offered from Chubb.
it depends on the company
Usually not. Check your policy for Perils Insured Against, and Exceptions. Call your insurance company. If they say it is not covered, ask where it says that in the policy.
Generally, a claim can be cancelled. If you do not want the insurance to pay a claim, the company will be glad not to pay it.
None of the major insurance companies sell homeowners insurance in Florida. The state has made a mess in the insurance market and now the state run company citizens is reaping off homeowners.