depends on the state this happened in
In Ontario parking lots are private property and do not fall under the highway traffic act. Given this Ontario also has whats called no-fault insurance, meaning if 2 people are in an accident in a parking lot, person 1's insurance covers person 1 and person 2's insurance covers person 2. If there are evidence who can mention who was in fault while accident happens, then only you can decide on this. But if your car hit another parked car or vice-verse then you should be in fault. When I face same problem, my insurance company Chola MS favored me as my car was parked in parking lot and someone rushed into my car.
On whose life, policy is purchased, he/she is called 'Life Assured', whereas the former is called the 'Proposer' in a life insurance policy.
Parking stump
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
Insurance companies have a thing called Clue that they all report to. You can try leaving out that information, but 9 times out of 10 your new insurance company will find out about your history.
A legatee (from a will), or the less popular giftee. In insurance and Wills, it is also called a beneficiary.
viaticle
Someone is able to compare the premiums for different vehicle insurance companies at a company called Progressive, where one is able to compare other top car insurance rates.
it is called angle parking
The video your looking for is part of a series by Rob Bell, called Nooma. The one you are referring to is called Luggage! We watched it at my youthgroup. :)
Calling the police lets the victim file a police report to provide for both insurance and legal reasons.
A written insurance contract is called an 'insurance policy.'