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If you are in an accident and it is your fault but you have no car insurance and can't pay for the damages what will happen?
Wiki User
∙ 15y ago
Unfortunately, you can be sued for the other person's damages. If the person you hit isn't injured and has only a property damage claim, his or her most likely recourse is small claims court where claims are capped at around $7,500 (check your state's cap online). In this instance he or she might seek reimbursement of the deductible, along with filing fees and possibly additional costs such as rental car reimbursement or even wages missed from work. If the person was injured and makes a recovery under his or her uninsured motorist policy, the insurance company that paid damages can sue you for the amount it paid and possibly its attorney fees & costs. The most likely outcome in that event (or even in the property damage only scenario) the other person/insurance company would get a judgment against you. That's a pretty serious situation not only with respect to your credit rating, but your wages could also be garnished.
Wiki User
∙ 15y ago
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What happens if an accident is your fault and you have have insurance?
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Who benefits from no-fault insurance?
Anybody involved in an accident. Damages are covered regardless of fault.
How can I recover damages from a car accident when the fault driver has no insurance?
Sue
Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
You have no car insurance and are involved in an accident that is not your fault does their insurance still pay for damages to your vehicle?
yes
What happens when your at fault in an accident but you can't pay for it?
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
In Michigan if you are in an accident not at fault and have liability insurance only is the driver at fault responsible for damages to your car?
yes
Do I have to pay for damages to a vehicle you collided with in no-fault state Florida -if the accident was deemed my fault and i had no insurance?
yes
If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?
Yes,, That's what it's for. It pays for damages you caused to another.
What kind of protection does auto insurance give?
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
What happens if you have a minor car accident and you have no insurance?
You pay for all damages if you were at fault, and get a citation and fine for not having insurance.
Can you still collect on your own insurance without paying the deductible after an accident.?
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
