Laws say that you are responsible to make sure that the car you drive is insured. inspected, and registered. even if it is not your car. I have been picked up on this charge a couple of times. Have asked plenty of lawyer friends and read enough books to find out I was screwed cause I didn't ask first. My friend was also charged with letting me operate the car when I had a suspended license. we were both taken to jail for this
Although it depends on your insurance, the driver is covered if driving with your permission.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
Only if the driver was responsible and only for his liability
You guessed it!
The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
The actual driver. Unfortunately, if the driver is your kid, and you're adding your kid to your insurance policy, it could affect your rates.
Driving instructor insurance is designed to protect both the instructor and the student in the event of a crash. For student driver companies, this specific insurance is required by the law.
Only if the insurance covers more than one driver. Check the policy.
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.