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If the policy did not contain a "grace period" you will probably have to pay the damages out of pocket. Almost every state considers the driver of the vehicle that rear ended the other the responsible party. Unless there mitigating circumstances. Such as the other driver was DUI, or ?. In which case it may end up in court.

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Q: If there is a lapse in your auto insurance coverage and you rear ended someone what can you expect?
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If you rear ended someone without insurance who pays?

you do or your insurance does.

Does medical insurance have to pay bill even if you cancel after procedure?

Yes, the insurer will pay for your care as long as you had coverage on the date of the surgery. It does not matter that in the month after the surgery, you ended your coverage.

What happens if you are rear ended by someone without car insurance?

If you have collision coverage, file a claim with your insurance company. They will pay for your damages, minus your deductible, and then pursue the other vehicle's owner to get your money back (Also check your policy to see if you have Uninsured Motorist Property Damage). If you don't have either coverage, you would have to pursue the other vehicle's owner legally.

Do you have to have insurance full coverage if you are not driving a car that you are still paying on?

Yes & No. You still have to have liability coverage, which is the lowest type of car insurance, if you plan on driving another person's vehicle. Because, several years ago, I drove my friend's vehicle and the brakes went out and I rear-ended another vehicle. My friend did not have insurance on his vehicle, so my license was suspended for three months for no insurance. I advised the DMV that the vehicle wasn't mine! But, they told me that it doesn't matter! I should have had liability insurance anyways, if I was planning on driving someone Else's vehicle!

If you were rear-ended while running errands for work and your insurance cancelled you without notice is the other driver still liable for damages or what?

First of all insurance companies don't cancel policies without notice. Second, it doesn't matter if you had current coverage or not if someone else was responsible for the damage to your car. File the claim with the insurance company that was covering the at fault driver.

If someone else driving your car gets rear ended by another car does insurance cover your repairs?

Yes. The guy who hit your car pays or his insurance covers it.

Who is at fault if you are rear ended by someone who claims someone hit them causing them to hit you and they run?

The person who hit the second car is at fault if evidence shows that such happened. If the person ran after the collision, and cannot be located, your uninsured motorists coverage would take the place of the person's insurance as if they stayed and were deemed at fault. The police would determine what actually happened.

What is the reasonable amount of time car insurance in California have to pay on a claim?

There is a maximum time set by law, but I consider it reasonable if the rental car coverage (usually limited to 30 days) has not yet ended.

When did College of Insurance end?

College of Insurance ended in 2001.

What will happen if you rear ended someone on the way to pay your insurance that had expired and the person who was hit said it was OK but wanted to exchange information?

Most insurance expires at 12:01 in the morning of the day it expires. If you are involved in an accident when your policy is expired, typically there is no coverage for the accident. It is safe to exchange information in case injuries are found later, or the insurance company can determine after the fact if there is coverage afforded or not. Making an immediate payment could reinstate coverage for the accident. Your policy could be cancelled and you would have a hard time getting insurance for a decent rate if this guy reports the accident. Hope that he doesn't and pay out of pocket if he needs a repair. You could also get a citation for driving without insurance so a lot of scary things could happen and it all depends on what this other guy does. I would follow up with him to be sure everything really is okay and work this out off the record.

Does my insurance cover damages that were caused in an Accident by myself. Not like i rear-ended somebody but rather i hit the sidewalk and my tires got torn and are bent and crooked?

If you purchased full coverage you should have Collision coverage. If so, it will cover the damage to your tires and rims minus your deductible. Happy Motoring

Do insurencs pay 4 no fault accidents?

If the accident was not your fault (someone rear-ended you, for example), then you would claim on their insurance, and they would pay out.