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After they give you a check for the value of the car (less your deductible), it is their car. If you want to keep it and repair it yourself, you can buy it back for the "residual value". You can negotiate this value with the adjustor. One caution: If you keep the car you may also have to pay some storage charges to the repair shop that is holding it, especially if you do not have them make the repairs.

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Q: If the insurance company totals your car can they take it from you?
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Teen in ca totals mother's car mom has no insurance on minor but on the car will the car get repaired by the insurance company?

Only if the insurance company believes it was your mom driving at the time.


If the insurance totals my car can i keep my car?

The insurance company will usually retain the vehicle. You may be able to purchase it from them, call and ask.


Can you get liability insurance on your car if the insurance company totals it?

Normally yes. Some companies may require proof that you have repaired the car and it is road-worthy.


If the insurance company totals your car do you have to accept it or do you have an option to have it fixed?

In most cases, you can get it fixed yourself. When the insurance company totals out a car, that is all they themselves are willing to pay. If you want to pay to have it fixed yourself, most won't care, but your rates may still change depending on the circumstances of the accident.


If a car is stolen but there is no damage do i have to take it back?

If you have not settled with the insurance company you will have to take it back. If the insurance has paid out it is their car.


If an insurance company totals your car can you get a new car?

Totaled means that the cost to repair it is more than what its worth...they will most likely give you something below KBB ...


How long should it take to get compensated for damages to your car?

Ask the insurance company or your insurance agent.


Can your car be repo if you have no insurance?

The repo man will not care if your car has insurance or not. If you haven't been paying for your car, the finance company or bank will take their car back.


Is your insurance affected or the other person receiing a DUI and totals your car in Florida?

Not in Canada.


If you are at fault and the insurance company totals the other driver's car for five hundred dollars but the repairs would cost two thousand do you have to pay the other fifteen hundred?

Usually not.


If someone hits your rental car?

The insurance company will take care of your damage,


Do I need liability insurance for a rental car in Florida?

You are not required to purchase insurance from a rental car company. However you are required by law to have insurance. If you have your own insurance call your insurance company and ask what they cover for rental cars, then once you get to the rental car company ask them what their insurance covers, then use which ever one you feel is best for you. If you do not have personal insurance, I would definitely take out the rental cars insurance.