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If the insurance company didn't make you get full coverage who is responsible if your car is stolen?
Wiki User
∙ 17y ago
If You Did Not Purchase Full Coverage. They Are Not, So Looks Like The Person That Stole Your Car Is.
Wiki User
∙ 17y ago
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If a vehicle is stolen and is only covered by PLPD will the insurance company pay for the loss?
You must have comprehensive coverage in order to recover on a claim from your insurance company if your vehicle is stolen. Liability only is just that, liability for your legal liability for damage or injuries to others.
Does liability insurance cover a stolen car?
Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.
What if car is stolen and you have full coverage?
After making a police report, contact your insurance companies claims department right away and report the theft If you have comprehensive coverage on that vehicle, then your loss will be covered under your policy. If you have rental car coverage then the Insurance Company will also pay for a temporary rental car for you to drive. It just depends how much insurance you bought. For vehicle theft claims, It is customary for the Insurance Company to wait a short time to see if your stolen vehicle is recovered for you by authorities.
Does homeowners insurance cover stolen items at college?
If you have off premise coverage on your policy and the stolen items were scheduled on your homeowners insurance policy then Yes, you should be covered for those items. Contact your insurance agent for clarification of your insurance coverage.
What do you do when your insurance company denies your stolen car claim and drops you?
If they denied that claim for cause, such as fraud, then there is nothing you can do. If they did not have cause, you can try contacting the department of insurance in your state. That is of course, as long as you had comphrensive coverage on the policy. If you did not have coverage, they do not have to pay for anything.
What type of insurance coverage is needed to pay off a stolen car?
you need to have Comprehensive coverage on your policy.
What happens to your title loan if your vehicle is stolen and wrecked?
Since you have a loan you should be required by the lender to have full coverage insurance which will pay you the value of the vehicle. With out insurance you are still responsible for repaying the loan no matter what happens to your vehicle. It is not the lenders fault your car was stolen and wrecked...
If your auto is hit by a stolen vehicle who will pay for losses like deductibles and other expenses?
You or your insurance company. The owner of the stolen vehicle would not be responsible because their vehicle was stolen and the driver of the stolen vehicle's insurance would not cover it because he was driving a vehicle that was not on his policy and he did not have permission to drive.
Does a insurance company have to pay for your stolen car if you have full coverage ins?
If by Full Coverage, you mean you also purchased Physical Damage, aka damage or loss of your vehicle and the car was confirmed stolen, preferrably via police report, the company will typically pay Actual Cash Value for your car, less your deductible.
What if a vechicle was stolen and involved in a hit and run Who is responsible?
If the vehicle were GENUINELY stolen and then involved in an H&R collision, the owner of the damaged vehicle (or their insurance company) will contact you (or your insurance copnay) in an effort to settle the damages according to what kind of coverage you may (or may not) have had on your car. Legally - the police would investigate to determine who may have stolen the car, and if it WAS actually stolen. It is a notan unknown ploy for people who crash their own cars and then flee the scene and later claim that it must have been stolen by someone.
Do colleges have insurance to cover stolen vehicles on their campus?
A campus would not be liable if a vehicle is stolen so they do not have coverage for this.
Your car was stolen how much will you be compensated?
Depends on your insurance coverage: ask your insurer.
