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If you have an extra $800-$900 laying around that wouldn't strap you financially, then I would pay for it. If you can only afford the $500 deductible, I would use the insurance, because that's what it there for.

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12y ago
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Q: If the damage is 800-900 and the deductible is 500 would it better to pay for the repairs instead of filing an insurance claim?
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