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If the at fault drivers insurance policy only allows a maximum of 25000 dollar insurance claim payout and your medical bills exceed that amount what do you do to collect more?
Wiki User
∙ 17y ago
You seek indemnity from your own insurer, depending on which state/province you reside in. If your own coverage is not applicable, you may seek payment through the Motor Vehicle Accident Fund. Contact your local Financial Commission Services.
Wiki User
∙ 17y ago
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Who sells Health insurance for race car drivers?
Medical insurance
What is the function of private hire insurance?
Private hire insurance is insurance provided to Private Hire drivers, or Taxi drivers, as they're better known! The function is to provide insurance and indemnification against legal and medical costs in the event of an accident.
Does state farm pay me as the policy holder for medical if i hit a tree?
They will pay the provider of medical care who bills them for the medical care provided. Your health insurance will not pay any amounts until they have proof that your medical insurance on your auto policy has paid and been exhausted. Also, it is illegal to double collect for any costs relating to any kind of insurance except for life insurance.
If you are a passenger in a one car wreck and the driver is not a designated driver who will pay for your medical bills?
The at fault drivers auto insurance policy would pay for medical bills up to the policy limits for which that insured driver is liable. If there is no insurance then there is no coverage. If no one has Auto Insurance to cover you, hopefully you have a major Medical Insurance Policy in place. Major medical will cover your medical expenses even from a car accident.
Nevada law mandates that all drivers carry which type of insurance?
collision
Why would you be charged more for pl pd if you don't have any medical insurance?
I think you are referring to PIP coverage? There may be some states that surcharge if you do not have medical insurance as PIP pays for injuries, or death in an auto accident. Most states and insurance companies offer a discount if you do have medical insurance as your medical insurance can also pay for your injuries. Many PIP policies only pay a % of injuries up to a maximum of $10,000.
Drivers Must Have Proof?
Missouri drivers can get great car insurance rates if they look online or call one of the local companies. The average car insurance premiums in Missouri are $1, 149. This is below the average of other states in the country. One of the only months that rates are higher in the state is October. The rest of the year, drivers see lower rates on their insurance. Missouri is under a Tort system when it comes to who pays the medical expenses after a car accident. Someone in the car accident has to be found to be at fault so that one of the insurance companies can pay the premium. A minimum coverage of $25,000 for one person in the event of an auto accident is required by the state. Drivers can get a higher coverage if they want to do so. A maximum of $50,000 is awarded for each person involved in the accident to pay medical expenses if there are any to pay. There are smaller insurance premiums that can be purchased in the state. Missouri requires that all drivers carry liability coverage, but they are not required to have collision or comprehensive unless they are buying a vehicle. Drivers who do not have insurance and are in an accident cause the rates of other drivers to increase. The numbers of insurance claims that remain unpaid are climbing due to more drivers thinking they can get by with no insurance. Drivers are required to provide proof of insurance before they can get the tag on their car renewed or when they register a vehicle. If they cannot provide this information, they will not get the vehicle registered. If you drive in the state of Missouri, you must have proof of your insurance in your car. Not only must you have proof of the insurance, it has to be an updated copy that has a current date. Not providing this information if a driver gets stopped could result in a ticket. Drivers who are in an accident and do not have insurance will be turned over to the Department of Motor Vehicles.
Can you collect on medical coverage for bills even if your health policy pays your hospital bills?
If I understand the question properly, you're asking if you can double-dip from two separate policies, one of them being your normal health insurance and the other being the medical insurance coverage on your automobile. The answer is, basically, no; even though both of them will happily collect full premiums, they will not both pay.
Why is auto insurance mandatory?
Driving is considered a privilege and not a right. Because it is a privilege drivers are required to prove they are financially responsible. Mandatory auto insurance is proof that drivers are financially responsible to cover damages or injuries in the event of an accident. Because most drivers cannot reasonably pay for the cost of repairs and medical bills they cause in an at fault accident, states require auto insurance to protect both third party drivers and the policyholder.
What are the advantages and disadvantages of enrollment in both your own and your spouse's medical and dental insurance plans?
Advantage - You can collect up to 100% of your medical and dental expenses Disadvantage - Your premiums Your next question will probably be - which insurance pays first - click here http://www.steveshorr.com/dual_coverage.htm
Can an insurance company force you to have surgery if you are trying to collect disability?
An insurance company can't force you to do anything. But, dependent on your policy, they could deny your claim or terminate benefits based on medical non-compliance.
How do you cancel your blue shield medical insurance?
I have tricare medical insurance. I want to cancel my blue shield medical insurance. How do I go about doing it? I have tricare medical insurance. I want to cancel my blue shield medical insurance. How do I go about doing it? I have tricare medical insurance. I want to cancel my blue shield medical insurance. How do I go about doing it?
