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If someone on your insurance gets in an accident but neither party files a police report yet damages are paid will your rates still be affected should you switch to another insurance company.?
Wiki User
∙ 17y ago
It depends if your insurance carrier reports ALL crashes or not. Some insurance companies won't report it to the state if the car isn't totaled. In the past when I have rear ended a car the accident never got reported to the state but it did get reported to a database called CLUE, which is sort of like the credit bureau of car accidents for insurance companies. Sometimes the insurance company won't even report it to CLUE so it may not show up on either source of record at all. Some companies go by your state driving record, some go by CLUE, and some go by both. Also, it depends on how serious the crash was. Did anyone die or get injured, are any vehicles a total loss? ETC.
Wiki User
∙ 17y ago
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How do you get an accident claim against own car when the car is fully insured?
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
How do you sue another persons insurance company for an accident that was your fault?
If the accident was your fault, the other party's insurerhas no duties owed you.
How do you sue another persons insurance company for an accident that was their fault?
You don't. You sue the individual. The insurance company is obligated to take care of the obligations of the individual.
How do you find out the insurance company of someone with just there lison plate number?
First, you cannot find out what insurance company another person uses as this is a privacy issue. If you have had an accident with this person, the insurance company will be listed on the accident report. This is your only option for getting the insurance company name, unless the person wishes to tell you.
I have liability only and my car was totaled?
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
What if your insurance company drop you for an accident will another company be able to pull it up?
There isn't a database that I know of that records this information.
If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?
Yes,, That's what it's for. It pays for damages you caused to another.
Is there still a life insurance company named Citizens Home Insurance company?
Citizens Home insurance Company was a family members company as well. We have an assumption certificate that states the Independent Life and Accident Insurance company in Jacksonville, FL effective September 8, 1981. I have googled the Independent life and Accident Insurance and this is what I have found: In 1997 Independent Life and Accident Insurance company merged to American General Life and Accident as well as Home Beneficial Insurance Company and Gulf Life Insurance Company. American General Life and Accident Insurance Company was acquired by AIG in 2001 You can visit their website at www.aig.com Hope this helps.
How do you determine the value of scarring due to the negligence of another person in an accident when reporting it to the insurance company?
If someone is seeking damages from an injury as a result of an auto accident and they are not satisfied with the offer from the insurance company I would suggest that a lawyer be consulted.
Who took over independent life and amp accident insurance company?
who took over independent life and accident insurance company
If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?
NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.
What is the purpose of the accident plan?
It could be an insurance policy taken out with an insurance company in case of an accident.
