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No. Speeding tickets are issued to the driver not the vehicle.
no, but if you want to pay less for the ticket then yes
Speeding, yes, if you were going under 100 mph. Reckless driving, no chance, only time will remove that from your record. 7-10 years worth of time.
Tickets are issued to people not cars. If you get a ticket while driving someone else's car, it only affects their insurance costs if you are a listed driver on their policy. The ticket is for the driver.
Speeding tickets and other accidents and violations will affect your auto insurance rates no matter what state you are in. The speed at which you were speeding can also affect your rates. One minor ticket will make very little difference in your insurance rate. Some companies do not increase your rate for just one minor violation in a three year period. It depends on the insurance company and their regulations.
the persons who car you were driving
Excessive speeding is the driving beyond the neighborhood or the city's speed limit for a certain area. For example, if the speed limit is 50mph and someone drives at 51mph, that is speeding.
Licence, registration, and insurance.
Speeding tickets have negative effects on auto insurance rates. If your insurance company learns that you frequently get speeding tickets, they will label you as someone more likely to be in an accident. This again means that they may charge you more for the insurance, and give out less in case of an accident. Or they may plainly not want to insure you.
Although it depends on your insurance, the driver is covered if driving with your permission.
Yes. The guy who hit your car pays or his insurance covers it.
No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.