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If someone else was driving your car and got a DUI will your insurance go up?
Wiki User
∙ 11y ago
There is not a definite answer to this question, based on the limited information which you have provided. A lot depends on the practices which may or may not be employed by your insurance company. Many companies can and will obtain information from the Secretary of State's Office. They would find out about the DUI case. When you obtain auto insurance coverage, the insurance company usually asks you to certify on your application who will drive the car. If you did not name your son, then they may conclude that you breached a warranty or promise to them. Some companies will decline to pay for a loss(acccident) if the driver was someone "to whom the vehicle was available for regular use" but not listed as a driver. The definite concrete answers depend on your company. If you have a good relationship with the agent, then you may wish to discuss everything with him. You may wish to take a hard line and tell your son that he cannot use the car. It is POSSIBLE (not certain) that the whole episode will slide through and your insurance company will be none the wiser.
Wiki User
∙ 11y ago
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If you have a DUI can someone else drive your car?
if they're on your insurance
If someone was convicted of a DUI but the insurance policy is under someone else's name will the insurance ever find out?
Yes, it does not matter if you have your own policy or are listed on someone else's policy, you will be surcharged for the DUI probably for the next 5 years.
Will you find out if someone else gets a DUI driving my car?
Probably so, since your vehicle will likely be impounded.
If your son got license suspended due to DUI should you remove from your insurance?
Yes, if your son doesn't have a license, he has no business driving. Take off the insurance unless someone else drives it. If your son was the only one driving it, it would make no sense to insure a car just in the dirveway.
Insurance after a dui?
No. If you have any DUI's or DWI's on you record, you would be seen by the insurance companies as a driving risk and would not get low rates.
Do you get charged more for New Jersey car insurance when someone else in household has a DUI?
Yes double the amount you were paying
What is DUI driving stand for?
DUI driving stands for Drinking Under Influence. It means the driver is driving under the influence of alchol or drugs. Someone DUI can result in serious consequences.
How does someone with a DUI get CA car insurance?
You get car insurance the same way as anyone else, only you will be paying a lot more than the average driver. Some insurance companies will not even cover a driver with a DUI so you have to go to the smaller, more expensive companies.
What is necessary for easier access to insurance while having DUI?
Yes, it can be difficult to get insurance if you have been caught driving under the influence of alcohol. Insurance premiums can also be terribly high. This website (http://adrienne2.hubpages.com/hub/How-To-Get-Insurance-After-A-DUI) offers tips on how to get car insurance after a DUI. The most important tip is to not commit a DUI again!
Can someone who has a DUI still obtain automobile insurance?
yes they can obtain high risk auto insurance.
Will your insurance company cover your car in a DUI?
Probably not. Driving drunk is a violation of both the law and your insurance provider's terms and conditions.
What if someone else get a DUI under my auto insurance?
If they were the permissive driver of your vehicle in an accident (and got the dui), your policy will be paying for the damages (subject to any policy exclusions, and assuming the drunk was at fault) Insurance stays with the vehicle. So any rate increase that this accident generates will be on your policy, as well (of course) as your collison deductible. If you are asking what happens if they were just driving your vehicle and got a dui, no accident or loss. I doubt anything will happen. You might want to rethink who you let drive your vehicle though.
