no
Yes, if your daughter is on the policy, either disclosed as a driver away at school in another state or she is on the policy and is just travelling to that other state and will be there no longer than 5 days in most cases.
these are generally considered under the 'collision' portion of the policy.....
Comp! Collision is to fix your car if you run into something besides a car (i.e. garage door, fence, pole, etc....)
Not driving.
Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.
It depends, if the policy is a named driver policy and you are not listed as a driver then no you are not covered.
That should be covered by comprehensive insurance and the insurance company will pay for damages minus any deductable.
NO!!
This is different from policy to policy. You need to check the owner's policy to see what is covered. If the owner didn't pay for such coverage, then the damage is not covered. Provided the owner is paying for comprehensive and collision coverage the damage will will be covered, subject to a deductible, as long as the driver is not excluded from coverage.
driving fast
She pulled out her phone to text while she was driving and before she knew it, she was in a collision.
Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void. The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy.