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Subject to any exclusions in their policy, with permission she would likely be considered an insured driver, but many many exclusion, and one is that she isn't a 'regular'' driver, without being rated on the policy of course.

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Q: If my daughter does not own a car and is not listed on my insurance policy can she drive friends cars and does their insurance cover any accident she may have?
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Your daughter has insurance where she works but wants to use your insurance as her primary Can she do this?

If your daughter is listed on your insurance policy and a premium is being collected for her, then she can use your insurance. If not, she will need to use her insurance policy at work.


How do i find a person's insurance company?

If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.


Do you have to live with your parents in order to use their insurance coverage in an accident i had an accident with rental car my parents insurance would cover?

You don't have to live there as long as you are listed on the policy.


Does your auto insurance company have to cover your son's accident even if he's not listed as a household driver?

No he have to listed as a second third or household driver for being cover by insurance


Will your insurance company still pay for the damages to your car if your daughter who has no drivers license and who was not at fault for the accident drives the car at time of accident?

Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible for the damage they caused to your vehicle, regardless if the other party was licensed or not.


Your 16-year-old daughter does not live with you or her mother has a car in her name and insurance in her name so who is liable in case of an accident?

The names of the "insured" on the declarations page of the insurance policy and those listed as "other operateors" of the vehicle list on the same "deck page" of the policy are covered. Liabilites and their limits are listed in the policy.


Your sister got into an accident with your car and you don't have insurance she is listed under the parents insurance who pays?

Parent's policy pays


Do you have to live with your parents in order to use their insurance coverage in an accident?

You do not have to live with them as long as you are listed on the policy.


Do you have to add your teenage driver to your insurance?

Yes. Some states will not cover an accident if a household member is not listed on the policy.


What happens if your teenager has an accident in your car and is not listed on your insurance?

Your insurance won't pay for any damage or injury to persons or vehicle. (unless they were driving legally with a drivers permit)


How do you find out the insurance company of someone with just there lison plate number?

First, you cannot find out what insurance company another person uses as this is a privacy issue. If you have had an accident with this person, the insurance company will be listed on the accident report. This is your only option for getting the insurance company name, unless the person wishes to tell you.


Does a wife need an insurance to drive husband's car?

In most states, anyone who drives a car needs to be listed on the insurance. If an accident were to occur then the husband could be liable for allowing the car to be driven without insurance.