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I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.
PLPD is also known as liability. If YOU hit someone else's car meaning that you are at fault, any repairs will come out of your own pocket because PLPD only covers damages for other vehicles. If you were not at fault it doesn't matter what coverage you have because their insurance carrier (if they have one) should pay for your vehicle damages.
you get the insurance info. and have them look at the damange. make shoure you have a police report.
Unless you have an uninsured motorist coverage attached to your PLPD policy, you are otherwise screwed. Your only other option beyond this is to sue the driver if they got caught. Well we all know lawsuits can only be so effective but they can take time and money to complete. Even if you win you aren't guaranteed any money, if the other party ever pays at all. Moving on, PLPD only covers any at fault accidents YOU may have. When I had my first car I had PLPD BUT I had an uninsured motorist coverage on my policy. It turned out that was the right thing to do because I was involved in a hit and run myself, and since the other party was deemed as having no insurance, my car was paid for.
It should. But it's much easier to collect if you have your own insurance.
No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.
No-it is not allowed to hit a person or the person who hit it is out. No-it is not allowed to hit a person or the person who hit it is out.
You can only collect the amount of your actual loss but no more than the limits on the policy. If a person does not have enough limits on his policy and he hit you then you can sue him for more but you will not be able to collect the policy limits amount then still sue for the remainder of the loss.
No, you only have insurance to protect you against claims for damage you caused to others. If you can't afford to replace the car, keep the comprehensive and collision coverage.
I would talk with a lawyer. They know the best routes to take when suing someone. I hope that you are okay.