This is a situation where the parents of the minor who was driving the vehicle should obtain legal counsel as soon as possible. Because the minor was not licensed the insurance provider does not have to accept liability for any damages. The parents of the minor however, can be held liable for any and all property damage and personal injuries that were incurred, including a possible wrongful death lawsuit depending upon the circumstances.
AXA is a car insurance company based in Ireland. A claim should be filed within 24 hours of the accident. The claim should be processed within 10 days of the accident.
Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.
The way car insurance works after an accident is that a report must be made to the insurance company. They will review it and then decide what you new insurance cost will be. Answer: Accidents need to be reported to your insurance company as soon as possible whether you or someone else caused the accident. If police were called to the scene then you must obtain a copy of the police report as well to be sent to your insurance company. All of this if you plan to file the insurance claim through your or the other drivers insurance. Some have accidents but the repairs are so minor that they pay out of pocket rather than getting the insurance companies involved.
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.
You don't have to have a car insurance at all. It's only your option but it's better for you/ if you have an accident the insurance company will pay it for you
Fliling a ClaimThis is generally done by telephone. Just call up the insurance company and give them notice and a description of the accident. They will assign a claims adjuster who will will follow up with you and their insured. It's really very simple. Answerwell, do you mean others like the other party that was involved with the accident? or other drivers insurance like you were driving ur buddies car and got into an accident? Well if it was the first one then you just call your insurance company, make a claim, they will proceed to ask you for the Third parties information, then the insurance company does all the work for you.. i would always call as if the third party calls and lies and tell his insurance company you were at fault, it can affect you later in life.If its ur buddies insurance you want to make a claim under, call his insurance company and make a claim. Simple
Yes, both drivers will see an increase in premiums.
If you have been involved in an accident with a Semi Truck, the first thing you should do is get medical help, even if you feel fine, you could have injuries. Afterwards, call the police. Exchange information with the other drivers involved in the accident. Get their license numbers and insurance information.