Probably because the owner did not exercise normal precautions and by leaving the keys in the vehicle actually participated in its theft. Call that lawyer who advertises on TV. If he can't get the insurance to pay, he'll get a judgment against the owner.
The owner of a stolen vehicle is not responsible for the actions of the thief that stole their vehicle. If there is no liability on the owner, the insurance company does not owe the claim for property damage to others.
They can, but you can sue the other driver for damages.
not sure
after an insurance company is involed after a road traffic accident can i refuse thier offer and do the repairs myself
Why would you do that? Probably not as most insurance companies will refuse to pay out miniscule damages.
In a case of word vs word and no witness or other proof on either side, the insurance company has a responsibility to their insured and must take their version of the accident, in which case, they would deny the claim to the other party in the accident. what if the at fault driver admits her fault but insists to settle outside of her insurance, but meanwhile refuses to pay for the damages
No. If you refuse to let them see your medical records, they don't have to insure you.
Almost certainly.
I would get your insurance company involved, they are there to keep this from happening.
Insurance companies do not pay your mortgage for you regardless of if your on vacation or not.
It is not against the law for an employer to refuse health insurance to their employees. Many companies and major corporations do offer health insurance through health benefits administrators, which are part of the HR department of the company you work for. You might want to get more information about this for your company or from the health benefits administrator of your company.
yes I am guessing if he drinkes to much
In the UK a company has to have certain liability insurance for the public and employees. The type and extent of that insurance would depend on the business itself. No company is required to supply personal health insurance outside of the liabilities of such insurance.