As far as I know, at least where I live, it makes no difference who's name is on the title. If you are authorized to drive the vehicle, it can be insured on anyone's policy. The only thing that is required is that the vehicle has insurance, period. I know that in my personal life, I am driving a truck that is in my brother's name, and I am making payments to my mother for it because she accquired the truck from my brother via an even trade for a different truck. I carry insurance on the truck in my name and on my own policy. I don't plan on changing the title over until I have it paid off.
No yes. the titled owner should be listed as an aditional insured.
no you can't Its not in your name so you can't get insurance from a car that is not titled in your name
In most states it's not legal. The vehicle must be insured by the owner.
This isn't really enough information to answer your questions. If you still living with your parents and are under 18 the vehicle really needs to be titled in your parents name and then it can be insured in their name as well with you are the driver. If under 18 you are not an adult and cannot sign legal contracts. Have your parents contact your insurance company for their recommendation as well. Most companies want you to have your own insurance if you are an adult and have the vehicle titled in your name only. The problem is that you still must be listed on each others insurance policies as drivers if you live in the same household.
If the 16 year old has their liscence, the car can be titled in their name. yea i 16 year can have title in his/her name which mean he owns the car insurance will be more expensive but the parents cant take it away form him/ her
If you drive the car then you need car insurance.
If titled in your name you can drive away with it. Be careful in Texas with new laws you could get shot at night on someones property.
Call your agent, there are some cases where you can.
your parents are on it
Yes. Normally you have to own a vehicle to insure it. You cannot purchase insurance on a vehicle that you do not own with a few exceptions. The exceptions deal with a family household situation. Vehicles titled to a husband or wife may be insured on the policy of either one and the same thing applies to children living in the home as a car titled in an adult child's name may be added to the insurance policy of the parents.
no
Call the insurer with the name of the insured and the policy number. They can verify if it is valid or not.