The insurance is actually PL/PD, which is Public Liability and Property Damage.
This coverage is mandatory in most (or all) of the US and Canada, as it is to cover any damage or injury that you cause to the person or property of others.
The public liability portion of the insurance is to cover injury or death of the other person in the event that you cause an accident. This may include, but is not limited to, rear-ending someone, hitting a pedestrian, or driving into a store.
The property damage covers the cost of physical items, like cars, buildings, telephone poles, etc, that are damaged by your neglect.
I believe that if you do not have proper insurance for a delivery driver, then your insurance company may choose not to cover you for PL/PD if you get into an accident while delivering pizzas.
I have heard, however, that the specific insurance you need for delivering pizzas depends largely upon whether you wear a uniform, have signs or decals on your car, and how many hours you work or kilometres you drive.. but don't quote me on that.
Progressive Auto Insurance will cover your pet if it is injured in an accident with you.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
It is very easy for one to file an auto accident insurance claim with Progressive Insurance. One can file an auto accident insurance claim with Progressive Insurance by calling a Progressive agent by phone or filling out a form on the official Progressive webpage.
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?
Manfred Benz has written: 'Die Unternehmerversicherung in der gesetzlichen Unfallversicherung' -- subject(s): Accident Insurance, Insurance, Employers' liability, Accident insurance, Employers' liability insurance
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.
yes you can with or without it
Never admit to liability in an accident. Exchange your details and let the insurance companies deal with it.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.