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woundn't write the insurance policy. Company Guidlines

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Q: How will 5 points on a driving record for 60 in a 30 affect insurance rates for an 18 year old with Farmer's Mutual Auto Insurance in Tennessee?
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What is the penalty for not having auto insurance in the state of Tennessee?

Driving in Tennessee without proper auto insurance is quite difficult. The offender can be issued a $2500 fine. The state of Tennessee considers the offense a Class A misdemeanor.


Can a Georgia resident get a ticket in Tennessee for no proof of insurance if pulled over?

Yes. You have to conform to the traffic laws of the state you are driving in, even if you are from another state. If you're from Georgia (which requires auto insurance by law) and got pulled over in Tennessee for not having insurance, you have to pay for that ticket in Tennessee. The only states that don't require auto insurance are New Hampshire and Wisconsin. All other states have a requirement. However if you live in New Hampshire, as an example, and drive into Massachusetts, and an officer asks to see license, registration and proof of insurance, and you are not covered, you will get a ticket for driving without insurance in the state of Massachusetts.


How many insurance points do you get when you get a ticket for driving without car insurance?

If you don't have insurance how will it go against your insurance?


How many points driving on your driving record for driving without insurance?

I'm not sure, but driving without insurance is STUPID, and DANGEROUS!


If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?

You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.


Whose auto insurance will cover you if driving another person?

This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.


Is it legal to drive without insurance in florida if the car your driving is insured?

If the car you are driving is insured then you are not driving without insurance.


Will your auto insurance cover you if the vehicle you are driving has no insurance?

Umm... No... If your car has no insurance then then it doesn't have anyone to cover it... That's why you need insurance...


Can a person get insurance on International driving permit?

Yes, you can buy auto insurance with an international driving permit.


Motorcyclists must have motorcycle insurance before driving.?

Motorcyclists must have motorcycle insurance before driving.


Can you cancel auto insurance if you are not driving?

If you don't own a vehicle, or have no intention of driving, you do not have to maintain auto insurance.


Who would be liable if you were driving a friend's vehicle and got into an accident and they did not have insurance?

The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.