More than you could afford...
The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.
1.000.000.000 / 20.000 = 50.000
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
AnswerAssuming it was in benefit etc. the allowed amount would be around $5k. The insurance would pay everything after applicable copays, deductibles, and your portion of the coinsurance.
6 points
It is not mandatory but it is recommended to have. Please see more about it here: http://www.quotemetoday.co.uk/insurance-products/driving-school-insurance/
Drinking and driving is illegal everywhere. No insurance company can provide a policy for illegal activities. Drinking and driving is dangerous, not to mention that if a car accident were to happen, insurance would not cover it.
Their insurance would be primary and your insurance would be secondary, generally speaking.
20000
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
You probably will lose your driving license for 1-2 year and insurance would be very high after this.