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Your insurance rates shouldn't go up by much. Their insurance rates are the ones that will be affected and they will find it difficult to find insurance that will carry them.

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Q: How much will your insurance rates go up if a minor gets a DUI in Texas?
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Will a minor in possession of alcohol affect auto insurance rates?

This will depend on whether the minor was driving a car. A minor in possession of alcohol offense, albeit illegal, in itself does not affect auto insurance rates. If the minor was driving a vehicle and had an open container of any alcoholic beverages, then this is a separate offense of violating the open container law in that jurisdiction: all states and counties have that type of law. It too does not have an impact on auto insurance rates, per se. But, if the minor was drinking alcohol while driving and is intoxicated because of such, then we have the more serious offense of driving under the influence of alcoholic beverages. Of course, this will have a significant impact on auto insurance rates, especially for the underaged drinker when he gets his own car insurance. However, it will not have affect on the auto insurance of another person if he agrees to take off the underaged drinker of the list of drivers of his vehicle.


I drive a small convertible vehicle that is gets horrible commercial auto insurance rates. Is there a proven way to help lower my insurance rates?

The best way to lower your insurance is to keep your record clean. It is the only proven way to lower your rates.


What brand gets the best car insurance rate?

The best care insurance rates vary from location to location. In the UK websites like gocompare show that the best brands for car insurance rates are AA and Admiral.


What happens to the owner of a car when a person that is not them gets a DUI?

Their insurance rates will likely go up.


If your husband gets a DUI and you divorce does his high insurance rates follow you?

No. Your insurance rates are determined by the driving record(s) of the driver(s) on the policy. If your husband isn't on your policy then you won't be affected. Look at your insurance declarations page to see what drivers are on your policy.


What happens if the driver of a vehicle gets a dwi on your insurance?

Your rates shouldn't be affected, as long as he wasn't in an accident in your car.


If a minor has been removed from his parents' insurance since 'he never drives the car' is he covered if he is driving a friend's car?

He has no coverage. Unless the minor gets insurance elsewhere. He would likely be covered as a permissive driver of the friend's car, under the friend's policy.


If someone gets hurt on your property and files a claim do your rates go up?

Of course they will. Insurance companies do not give out free money! Period.


If someone else is driving your vehicle and gets a dwi in new york state will your insurance rates increase?

Quite likely. The insurance company will think you showed poor judgment by allowing this person to operate your vehicle.


What happens when you have received two tickets for drinking under age and lost your license for three months by the secretary of state does you insurance rates increase if none were in a vehicle?

Yes, if a person gets two tickets, and loses their license, insurance rates do increase. This is because the driver becomes a liability and a danger to the public.


Where can I compare pet insurance rates to find the best deal?

Prices can depend on a few variances, there is a great calculator for comparing prices on pet insurance it takes your information and gets a good estimate on the price, head on to comparethemarket.com.


If two children are the beneficiaries on a life insurance policy and one is under the age of 18 who gets the money for the minor child?

No one. Each child will be able to collect their share of the money when they are 18. The money for the minor child will be kept by the insurance company until the minor turns 18. This is why it is not a good idea to name minors as beneficiaries of life insurance policies if the money would be necessary for the upbringing of the child. Either name an adult that you trust or create a life insurance trust to be named as the beneficiary.