Your insurance rates shouldn't go up by much. Their insurance rates are the ones that will be affected and they will find it difficult to find insurance that will carry them.
This will depend on whether the minor was driving a car. A minor in possession of alcohol offense, albeit illegal, in itself does not affect auto insurance rates. If the minor was driving a vehicle and had an open container of any alcoholic beverages, then this is a separate offense of violating the open container law in that jurisdiction: all states and counties have that type of law. It too does not have an impact on auto insurance rates, per se. But, if the minor was drinking alcohol while driving and is intoxicated because of such, then we have the more serious offense of driving under the influence of alcoholic beverages. Of course, this will have a significant impact on auto insurance rates, especially for the underaged drinker when he gets his own car insurance. However, it will not have affect on the auto insurance of another person if he agrees to take off the underaged drinker of the list of drivers of his vehicle.
The best way to lower your insurance is to keep your record clean. It is the only proven way to lower your rates.
The best care insurance rates vary from location to location. In the UK websites like gocompare show that the best brands for car insurance rates are AA and Admiral.
Their insurance rates will likely go up.
No. Your insurance rates are determined by the driving record(s) of the driver(s) on the policy. If your husband isn't on your policy then you won't be affected. Look at your insurance declarations page to see what drivers are on your policy.
Your rates shouldn't be affected, as long as he wasn't in an accident in your car.
He has no coverage. Unless the minor gets insurance elsewhere. He would likely be covered as a permissive driver of the friend's car, under the friend's policy.
Of course they will. Insurance companies do not give out free money! Period.
Quite likely. The insurance company will think you showed poor judgment by allowing this person to operate your vehicle.
Yes, if a person gets two tickets, and loses their license, insurance rates do increase. This is because the driver becomes a liability and a danger to the public.
Prices can depend on a few variances, there is a great calculator for comparing prices on pet insurance it takes your information and gets a good estimate on the price, head on to comparethemarket.com.
No one. Each child will be able to collect their share of the money when they are 18. The money for the minor child will be kept by the insurance company until the minor turns 18. This is why it is not a good idea to name minors as beneficiaries of life insurance policies if the money would be necessary for the upbringing of the child. Either name an adult that you trust or create a life insurance trust to be named as the beneficiary.