It really depends on what your insurance policy is.
No, your insurance will cover the occasional driver as long as they are licensed
about $650, the same amount of your mum per hour
Probably, but you should check with the agent or see if there is a clause in the policy that covers it.
There are a few websites that offer cheap car insurance for teens, you can search for it online. There are also a lot of ways to reduce the insurance like keeping the teen as an occasional driver or by taking a driver-training course.
Because, unless your car is off-limits to him, he would be considered a regular, not occasional, driver, who needs to be on your insurance to be covered.
yes, and if you are put as an occasional driver on their car it's cheaper.
What state? Yes, if she is driving and not insured on anther policy. Call and ask your agent
Several insurance companies will gladly offer a quota for car insurance to a convicted driver. The quota will not be low, and it will probably cost the driver as much as a new car will.
An occasional driver should only drive as many occasional miles as he might occasionally want to drive. The term Occasional driver is not indicative of how many miles they might drive but rather how often they may drive, there is no specific legal definition for an occasional driver. Most Insurers develop there own guidelines to determine if some fits the definition of an occasional driver. Generally an occasional driver would drive your vehicle no more than a few times a year. If they drive regularly once a week or regularly once a month, or once every 6 weeks, then they are a regular driver. By the very definition of the term, an occasional driver would not know how often they are going to drive. Any type of planned or scheduled use would define them as a regular driver.
ypu need a license, if the person who owns the bike has insurance make sure there is coverage for occasional driver before you borrow it, otherwise it could cost you a fortune if your are in an accident
Basically the definition is as follows. Any person who has regular access to your vehicle would not be considered an occasional driver. If your son has insurance on his own vehicle then that coverage would follow him to a borrowed vehicle and there would be no need for this question. If he has no other auto or auto insurance and / or his drivers license reflects your home address, then obviously he is an authorized regular driver of your vehicle. Where the person lives, At home, not at home, does not determine his status as an occasional or regular driver. The question is does he have regular access to the vehicle in question whenever he needs or wants to drive. The best way to prove that he is an occasional driver would be to demonstrate that he owned his own vehicle at the time of the accident, that his vehicle was insured at the time. that the address on his drivers license reflects an address other than yours and that his vehicle was registered at his home address which is also not your address. State laws require that Drivers Licenses and Vehicles be registered at the address of the owner. If he had no vehicle, no insurance, and/or had a vehicle or drivers license registered at your address then it would likely be impossible to prove that he is only an occasional driver.