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How much household insurance you need depends of largely on the value of the things you have and the chances of them being damaged or stolen. There are many variables when it comes to purchasing insurance, such as the deductible you want to pay and what your budget allows. Also, you can insure your items for 'cash value' or for the actual cost of replacement. Online calculators may be of assistance.

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Q: How much household insurance should you carry?
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How much household insurance should you buy?

In order to determine how much household insurance you need, you first need to determine the value of your home, and the personal belongings you have in it. You can get an insurance agent to help you with it.


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Should you carry auto insurance on your child while they are away at college?

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