If you provided the insurance company with details of the person who hit you and they were able to recover from them then you should not be penalized at all for the accident.
Auto insurance claims are those matters for which you ask your insurance company to pay for something, because you were in an accident or your car was damaged. If two cars are involved, one company may file a claim against another.
If you have filed a home insurance claim through your existing home insurance company, you do have the right to change insurance companies if you were unhappy with the service you were provided, or for any other reason. As long as you have coverage in place at the time of the claim, you can cancel your policy and bind coverage with another company. It is important to receive quotes and bind your coverage before cancelling your policy because some companies will not accept homeowners with claims on their claims history report.
There is no set number of claims that will automatically result in being dropped by a home insurance company. However, making multiple claims within a short period of time or a pattern of filing claims can increase the likelihood of being dropped. It's best to check with your insurance provider for specific details on their policy regarding claims.
Generally you will be required to waive all future claims against them for that incident. Sometimes they want to do that because they think there will be future claims and sometimes it is simple economics. Trials are expensive and juries are not the friends of insurance companies.
Claims Portal sells insurance claims software for a claims adjuster. You can get Property and casualty insurance claim adjuster resources at www.claims-portal.com/
an insurance claims register facilitates
Yes, you can still find insurance but you will likely now have to pay a lot higher premium than before due to your claims history.
You should look at the terms and coverage in detail before signing up for the insurance.
Insurance claims are not public record.
If your health insurance is thru your employer, have them contact their account rep. These issuse can be magicaly resolved when it is time to renew the company policy, if the rep is informed thast the company will seek another provider should it not be taken care of.
Pamela J. Brooks has written: 'Introduction to claims' -- subject(s): Insurance, Liability, Law and legislation, Liability Insurance, Liability insurance claims, Property Insurance, Property insurance claims
There is no grace period for claims after a lapse in coverage. The moment your auto insurance "lapses" is the moment you have "No Coverage" from that moment forward you have no coverage for a claim until you get coverage again.