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How long does a newly licensed driver have to wait before insurance rates decrease?
Wiki User
∙ 16y ago
Probably depends on the state the drivers license is issued, however, It is normally 5-6 years
Wiki User
∙ 16y ago
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If the owner gave permission to a licensed driver is the licensed driver still responsible to pay for an accident?
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
How do you get car insurance with a learners permit?
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
Can you get in trouble for carrying insurance for unlicensed driver?
No, I have never seen a citation for carrying insurance for an unlicensed driver. I recommend that all drivers should be insurance whether they are licensed or not.
Can you get a car insurance with only a learners permit?
No, you can not get insurance unless you have at least one licensed driver on a policy.
Are newly licensed drivers covered by their parents insurance for a certain period of time until they can set up their own insurance?
You may need to get your insurance company to add the new driver on with a rider clause to be covered. It is possible that your coverage will allow the new driver, but, some insurance companies do not allow new drivers to be on the parents insurance, They make the new driver get an insurance policy on his or her license before they will cover them in the parents car. Check with your agent before you let the new driver operate the vehicle alone or you may loose your insurance.
May a licensed driver legally drive without auto insurance?
Not in Texas.
Do you have to add a stepchild to your car insurance?
If it is a licensed driver and in your household, then they should be added to your policy.
If your license has been revoked can you get auto insurance for a financed car by listing your boyfriend who is licensed as the driver and yourself as a non-driver?
If your licensed has been revoked, you can make him rated driver on the vehicle, (if he lives in the household) and you as a non driver. You don't want lienholder to enforce insurance on it,,or it will be very high. Yes you can. Your insurance company may want you to formally exclude yourself from coverage.
Can a son drive parents car?
Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.
Bought new car and need auto insurance for girlfriend to drive?
No, your insurance will cover the occasional driver as long as they are licensed
Do you need to be on someones auto insurance to drive a vehicle?
Insurance will cover any licensed driver with permission to borrow the car.
Before a driver drives a motorcycle, they need to have motorcycle insurance.?
Before a driver drives a motorcycle, they need to have motorcycle insurance.
