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How "minor" the damage is has nothing to do with it, in the eyes of the law. You are obligated to call the insurance company immediately to protect your own legal position.

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Q: How long do you have before you need to call the insurance company if you hit a parked car and the damage is minor?
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Related questions

Who pays when you back out of a parking space and hit a parked car?

It would be your fault, so your insurance company will pay. Unless of course, you have no insurance or you flee then his/her "no-fault" insurance would pay for the damage.


What if your parked car is hit by an insured driver on purpose?

His insurance is not valid BUTWhere I live is insurance company is required by law to pay for the damage he caused and then they may sue him for the money.


What should you do if you run into an illegally parked car backing out of your driveway and you only have liability insurance and the hit vehicle already had damage to the same area?

Let your insurance company handle it. They do it all the time.


My parked car has full coverage and was hit by an uninsured driver?

tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of the other vehicle.


Can an auto insurance company dictate where your car is parked at night?

Of course not.


If you accidentally hit a vehicle that was improperly parked would your insurance be liable for the damage?

Yes.


Will bankrupsy protect you from being sued if you were the cause of an auto accident with a parked car which no one was in you had no insurance?

No, you will still be responsible for any damage you did to the parked car.


If you hit a parked car and the damage is over your deductible how does that work?

If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.


Your friends basketball goal fell on your car when it was parked in her driveway which policy covers the damage?

Auto insurance


What do you do if someone hit your car while it was parked and they left their info?

Call them and their insurance company.


Your parked car was hit will the at fault drivers insurance cover damages?

If you know who hit your car, and they have insurance, then, yes, they should pay for it, so long as you were not parked illegally. Let YOUR insurance company handle this for you. That's what you pay them for.


What if someone hits my car while parked and i don't have car insurance?

Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!