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How long after an accident if not reported to the police do you have to claim through the insurance?
Wiki User
∙ 18y ago
In Massachusetts you do not have a limit to let them know. but state law says that you should report an accident within 3 to 7 business days. depending on the amount of damage.... personal advise..... always report accidents to the insurance company immediately no matter what the situation. if you do not report and another person does then their story is on record first and you may loose credibility. 30 days is the limit I believe
Wiki User
∙ 18y ago
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Can someone file a claim on your car insurance if the accident wasn't reported to the police?
Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.
What recourse do I have if the at fault driver will not contact his insurance company about the accident?
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
Can an insurance agency find out about a claim or accident even if there was no police involved or report on it when asked about your past accident history?
Yes, CLUE reports monitor anything paid by any insurance company regardless of a police report. Therefore, only if you reported the accident to the insurance company or they reported it. If you did not, and they did not, and there was no police report(for example you did some kind of direct negotiation or something) only then is there no way they are going to find out.
How do insurance companies know you had an accident?
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
You were involved in a minor fender bender no police report was filed but insurance company will be notified Will the accident show on your driving record even though the police was not involved?
It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.
Can you file a police report 2 weeks after the accident?
If the accident was reported to the police at the time it occurred, I believe a report can be filed, although it should have been filed ASAP. Check with your insurance company and state regulations.
In the state of CT how long after a car accident do you have to report it to the police?
In all states an accident in which damage occurred (and even those in which there is no noticeable damage) are supposed to be reported to the police immediately and at the scene of the accident. If there is no police report it becomes next to impossible to collect compensation from the insurance company.
How does car insurance work after an accident?
The way car insurance works after an accident is that a report must be made to the insurance company. They will review it and then decide what you new insurance cost will be. Answer: Accidents need to be reported to your insurance company as soon as possible whether you or someone else caused the accident. If police were called to the scene then you must obtain a copy of the police report as well to be sent to your insurance company. All of this if you plan to file the insurance claim through your or the other drivers insurance. Some have accidents but the repairs are so minor that they pay out of pocket rather than getting the insurance companies involved.
Must all road traffic accidents be reported to the police?
"Yes, for a number of reasons. If you are in an accident, someone witnesses it, and you leave the scene, it can be reported. If there is damage to your vehicle - or someone elses - most insurance companies require that the police are notified and a report is filed."
Will my insurance pay for the damage of the other car if I hit and run in the beginning and then reported to my insurance after couple hours the accident happened and I found the owner of the car?
Your insurance company is probably the least of your concerns but yes the company will pay the claim. If hope that you also went to the police department and reported it to them. Your insurance will go up due to the accident and the ticket for leaving the scene if you don't get more tickets for other violations.
What happens if you rear end someone and there was very little damage and the accident was not reported to the insurance company or police dept can the other party still press charges one month after?
The other party can still file a claim with your insurance company, but it is highly unlikely that the Police would get involved at this point. Depending on what state you are in, the other party has years to file that claim. If the accident was that minor and they haven't reported it by now, they probably never will.
What to do when you got car accident?
Call the police and get a police report. Call your insurance company and report it to them asap.
