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How is the claim handled when the at fault driver and you have the same insurance company?
Wiki User
∙ 16y ago
This is never a good situation - it does depend greatly on the insurance companies policies however the process is usually much more drawn out. In a regular claim your insurance company is fighting with theirs to get the money for your car. In this case they are fighting themselves so the 'sense of urgency' seems to evaporate. Make sure you really push them and keep them on their toes - just incase. This of course does not always apply but it is quite common in claims that have the same insurer.
Wiki User
∙ 16y ago
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Can you sue at fault driver in California who has insurance if his insurance company refuses to pay your claim for medical expenses or do you have to sue his insurance company?
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
How do you file a complaint to Bank Negara Malaysia on cases badly handled by the Insurance company?
claim rejected
If you are a victim of hit-and-run accident caused by a rental car driver can you claim the damages from this rental car company directly?
You can only claim against the rental company if the driver took out their insurance. If he has his own separate insurance, that is where you need to make the claim.
Would an insurance company refuse claim if driver was drunk?
Almost certainly.
What if the driver at fault will not call their insurance company to report the accident?
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
Can a driver with no insurance clain of your insurance?
Sorry, the driver with no insurance can claim of your insurance. He/she has no legal right to lodge such unauthorised claim.
Does the insurance agent submit the auto accident claim to the insurance company or do I ?
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
What effect does a claim has on insurance company?
A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.
Was hit by a drunk driver and not hurt badly what can you do?
You can file a claim with your insurance company. You can also get a lawyer and file a lawsuit against the drunk driver.
What happens if you don't have insurance but the other driver does and are hit from behind in Texas?
The fact that you don't have insurance doesn't preclude you from collecting from the at-fault party. Call the other driver's insurance company and file a claim for damages.
If your thousand dollar claim was denied by the other driver's insurance who should you go after in small claims court?
First you need to be certain of who is legally liable for the damage. Insurance companies seldom refuse to pay damages unless the claim is unsubstantiated. If you have undisputable proof the other driver was at fault, then you can sue that person. -Additional - In most jurisdictions you have to sue the driver/owner and not the insurance company directly. The small claims court clerk can tell you for sure. The insurance company will defend the other driver/owner and pay the claim if you win in court.
