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Call the insurance company and have them add your name. I drove my mother around and used her car for errands for her and never worried about the insurance. I have my own coverage for my car and she had hers, so if anything had happened I was covered. Often your own private car insurance goes with you when you drive another car.

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Q: How do you insure my 95 year old dad's car who does not drive so I can drive?
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