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If the value of your vehicle is so low that you can afford to replace it yourself, don't bother with comprehensive. It doesn't make much sense to pay $5 a month for coverage on a $1000 clunker.

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Q: How do you decide when to only have liability insurance instead of also comprehensive?
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Related questions

How does one apply for public liability insurance online?

To apply for public liability insurance online, one must decide on an insurance company that provides public liability insurance. Next, you must go to their website online and find the form to fill out. Then you must put your personal information, and decide a plan for insurance. Then you must pay for it.

Under what circumstances would I need to purchase public liability insurance?

Public liability insurance is designed to insure the public that are goign to be visiting your business. You should always purchase this insurance the moment you decide to open a business.

Comprehensive Life Insurance Analysis?

Comprehensive Life Insurance Analysis How much life insurance do you need? This comprehensive life insurance calculator includes detailed net worth analysis, budgeting and college savings to help you decide how much life insurance you might need. You can also adjust the inflation rate and your expected rate of return to see how these variables can impact your insurance needs.

What does builders liability insurance cover?

Builders liability insurance protects builders from laws suits. If damage happens while the builder is working on a home it protects him should the homeowner decide to sue. It also protects the builder in the event an employee should injure themselves and decide to sue.

Is there a number of accidents for a certain length of time where an insurance company will drop you?

All insurance companies are different with their own set of rules in regard to when you are more of liability and they decide to drop you. Check with your own insurance company for a more specific answer.

How does one decide on a car insurance plan?

A car insurance plan is decided on after taking careful consideration, and getting quotes. There are many liability options available, and there are credits one can get for a safe driving record.

Auto Insurance Specialists Can Find You the Best Policy?

Buying auto insurance can be a confusing process for even the savviest consumers. Simply understanding the difference between liability insurance and comprehensive coverage does very little to help you decide what type of insurance to buy and how much you really need. Auto Insurance Specialists have the experience and knowledge to steer you in the right direction and make sure you have the proper coverage. They know which insurance companies provide the "best bang for the buck." Cheapest is not always best. By sitting down and talking with you, they can find out what your personal situation is and then recommend the best policy for your needs.

Do you need insurance on camp trailers in WA?

No, you don't need insurance, its optional. Anything that you attach to your vehicle is only covered by your liability insurance on your vehicle. If you want to cover your camp trailer, you must add it to your insurance. If you decide that your camp trailer needs insurance and would like a quote, chat with me online at from 10-5pm.

What changes can I make to get cheaper car insurance?

If you decide to switch from basic coverage instead of full coverage you can save a lot. I have GMAC car insurance and I get a great deal. You should check them out.

Where is the best company to buy liability insurance with in Virginia?

In order to decide who provides the best rates in the Virginia area, you must first get quotes for the type of insurance you are looking for. Quotes are free, so you can shop around until you find a price that you can afford.

What function do adjusters provide?

Adjusters investigate insurance claims, mainly. They interview the person who made the claim and any witnesses, along with viewing hospital records and any damages there may be to verify that the insurance claim that was filed is not a false claim and to decide the company's liability.

Spend Less With An Auto Insurance Calculator?

An auto insurance calculator is usually provided by a single auto insurance company directly to drivers. It can be a great tool for studying coverage and for finding new ways to decrease the overall cost of any car insurance policy when used correctly by a driver. A good auto insurance calculator will accomplish several things for a driver. It will help a driver to see how a certain insurer prices different aspects of coverage, including comprehensive, liability, and collision programs, and it will help a driver to find ways to decrease his or her overall coverage premiums by pointing out the most expensive areas of coverage. For instance, if you use an auto insurance calculator and discover that you're paying a lot for personal injury protection, you might decide to ask an insurance provider about discounts for this type of coverage or you may decide to adjust your limits. Try to use an insurance calculator every few months to keep your quotes as low as possible. This is a great way to stay on top of your insurance policy and your premiums.