If the carpet was damaged from a listed peril (smoke, fire, etc.), the average policy will pay (after your deductable) to have it cleaned or replaced, depending on the damage.
Repairing a carpet involves grafting a matching piece of carpet into the damaged area. The damaged area is removed and replaced. Be sure to line it up so that the fabric nap aligns with your existing carpet.
You can repair your home carpet by patching torn areas with damaged rugs.
Replace it
No. If your carpet was damaged by a covered peril. Your insurance policy is only responsible for repair or replacement of the damaged part with like kind and quality. Their is no coverage for cosmetic aesthetics or exact match issues.
Carpet DamageYes, if it was damaged due to a covered peril under your policy it will be covered.
Yes, your neighbor is at fault unless your actions contributed to the rupture.
It depends on why you need your carpet replaced. If it was damaged due to a covered peril then it will be covered. If your carpet is just old and worm due to usual wear and tear then it is not covered.
Yes under these conditions. If I was a prospective renter and the landlord wouldn't clean or repair a damaged carpet. I would rent some place else.
A carpet steamer can damage carpet depending on what type of carpet it is. Man-made plastic-based fibers are most likely to be damaged. In most cases, a steamer will not harm carpet. However, if you are concerned, do a test cleaning in an inconspicuous spot.
Moldy carpet should not be cleaned, it should be replaced. Consider that by the time the carpet has molded, the padding and underlayment have already been damaged and need to be replaced or repaired.
A great company to consider when faced with water damaged carpet is Green Choice Carpet Cleaning. They use all natural and organic products so there is no need to worry about kids or pets being harmed by cleaning products that may be left behind.
Call and ask your claims agent. Probably the whole carpet.