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Hello ive had a small accident in my Chrysler which i am supposed to exchange with another car dealer next week have fully comp insurance and gap insurance can you give me advice on what to do?
Wiki User
∙ 10y ago
call the dealer and insurance agent.
Wiki User
∙ 10y ago
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What's student accident insurance?
Student accident insurance is a type of insurance plan available to students. It is a plan that is supposed to cover the student for any accidents that occur on school property or while with a school organization.
Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.
Is your insurance agent supposed to do any of the work such as calling insurance carrier for the other party?
Assuming that you are talking about in the case of an accident, you should only talk to your insurance carrier. They will contact the other person's insurance carrier.
Will your insurance cover an accident if you were driving with a revoked license?
NO! Driving on a revoked license is deliberat act, providing that you knew you are not supposed to drive.
What happens if you have no auto insurance and no drivers license and you where in car accident but it was not your fault?
Sorry to say, Eva, but an uninsured car is not supposed to be on the public streets and a person with no license is not supposed to be driving a car. Since you contributed to the accident by violating these laws, you are at least partially at fault. The other driver's insurance company is going to deny any claim you submit.
If an accident occurs in the work's van am I supposed to tell my car insurer?
Depends on state law. You may want to tell your boss and /or your insurance agent.
Will car insurance pay for a car totaled in a DUI accident?
It should. If the "at fault" vehicle is insured, it's supposed to cover the victim's vehicle 100%. If the "at fault" vehicle has comprehensive and collision insurance that insurance is supposed to cover the at fault vehicle up to the deductable amount. Note that the drunk driver will loose his insurance and be required to get the VERY expensive DUI "insurance endorsment" since he/she is now in the highest risk bracket. BTW, when a drunk driver causes a collision it's not called an "accident". Accident is when things just happen. Driving drunk is the CAUSE of the collision and as such the collision is not called an accident. Call it a wreck, crash or just about anything else that takes away the implication of a random act.
In the state of CT how long after a car accident do you have to report it to the police?
In all states an accident in which damage occurred (and even those in which there is no noticeable damage) are supposed to be reported to the police immediately and at the scene of the accident. If there is no police report it becomes next to impossible to collect compensation from the insurance company.
Can another person not on your insurance drive your vehicle?
Most of the time they will be covered by either yours or their insurance if it's not a common practice. If I drive a siblings car here in IL, I'm covered by my insurance, but I'm not exactly supposed to be doing it daily. Call your insurance and pose the question. yes but in case of accident/if the other person drive/ your isurance does not pay.
Are you required to report an accident to your insurance company when settling out of pocket?
You are supposed to and I would reccommend that you do. You simply notify them but do not place a claim. Covers you if the out of pocket does not work especially if a bodily injury claim comes along!
In California What happens to an uninsured driver who is not at fault in a car accident?
They are at fault, even if that fault is shared jointly. That car is not supposed to be on the roadway, period. Therefore, it's assumed the accident would not have happened if that car hadn't been there. The driver will be cited for driving without insurance, and the car will be impounded.
Is it legal to leave the scene of an accident?
No. If you witnessed the accident you are supposed to give a statement to law enforcement prior to leaving.
