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Too broad of a question to apply to everyone's coverage but in general when you knowing into a hazardous situation of your own accord, you would be liable for any damages to your vehicle and any other vehicle that you may damage.
There are some umbrella policies that covers you no matter what but those are extremely expensive because of the unknown risk. Now, for certain, if you proceed around a police or DOT closed barrier, you expose yourself to fines, fees, and penalties up to imprisonment depending on the locale so best leave them alone. If you live on a road that has been closed, you should contact the local police -- use their regular number not 911 -- and ask to speak to an officer on duty and tell them that you live on a road that is closed and if there is an route to avoid the closed road or if you just have to shelter in place until the road reopens. If it is an emergency situation, they would rather come to you than you try to get to them.
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∙ 14y ago
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If you totaled your car while drinking will your insurance still cover it?
No, they will not.
What happens when you have insurance at the time of an accident and then it gets cancelled does the insurance still cover the accident?
Yes it does. The cancellation of an insurance policy is not retroactive.
If an unisured driver has an accident in your car will your insurance still cover it?
Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)
Is there a travel insurance that will still cover me as a travel agent?
You should go through your own personal insurance company first. They will bundle together an insurance package that will cost less money and cover exactly what you need.
Does your insurance cover a second vehicle when you are still keeping the old one?
You have to get an individual policy for each car you have. If you want to cover two cars, you need to get insurance separately for each of them.
Who traveled on the Roman roads?
Everyone used the roads. They were built for the military, but everyone used them. The roads were well built and some still exist today. I drove the Appian way in the 1970's, but today it is closed to cars.
What does compulsory insurance mean?
Compulsory insurance usually refers to the least amount of cover for a product you can buy from insurance companies whilst still being legal in the case of car insurance.
What does the insurance do when you are still paying on a truck and someone hits you and it gets totaled?
If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.
What are the details of Florida GAP insurance?
Since your insurance might not cover the balance you still have on your financed car, GAP insurance protects the balance of your loan in the event of an accident.
Do you have to report an accident to your insurance company if you are still paying off the loan?
Yes, especially if you want insurance to cover part of the costs involved.
If you rearend someone when the roads are wet who does not have a license or insurance who is at fault?
If you rearend someone, regardless of road conditions or the other drivers disposition on a drivers lic or insurance, you are still responsible. Not having a license or insurance is a civil matter, not involving insurance company.
If an adult sibling drives your car without insurance will your insurance still cover the auto if there is an accident?
The insurance on the car will cover unless the driver has been previously excluded the full provisions of the policy covering the vehicle applies with legal permissive use.
