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Generally speaking no. If the contractor did damage intentionally you could file a vandalism claim but you would also need to file a police report. If the contractor was negligent, you could file a claim with their commercial liability insurer.
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Will homeowners insurance cover damage to the neigborh house by your car?
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Will your homeowners policy cover replacement of wood shingles with cement fiberboard you live in a high fire area?
No. Homeowners insurance does not cover remodeling nor normal expected maintenance and risk mitigation of a home.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does home insurance cover vehicle damage from roof tiles?
NO, Homeowners insurance does not cover automobiles.
Does a homeowners insurance cover death of your child in the home?
No. Homeowners insurance only covers physical damage to the home and contents and liability risks.
Should homeowners insurance cover cars in garage fire?
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Does home insurance cover if a tree l damage a vistor car?
No homeowners insurance does not cover vehicles, that's what auto insurance is for.
Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Does the State of Kentucky allow retroactive homeowners insurance claims?
Pre-existing home damage.Retroactive in what way? the state of Kentucky?Homeowners Insurance Policies do not cover preexisting damage to a home.
Does homeowners policy cover the cost of plumbing repairs?
Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.
Will homeowners insurance cover mold damage and restoration?
Most home insurers will cover the cost for mold damage and restoration, but policy holders need to check with their insurers to make sure.
Does homeowners insurance cover cat damage to new furniture?
No, Your home insurance policy will not cover normal and expected damages that result from our choice of pet.
