Yes, the claim will be paid. While your brother may receive a ticket, he is still entitled to compensation for the loss.
True
Depends on the insurance company. There are companies that will insure unlicensed drivers.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
they should as long as the permit holder had a licensed driver with him. now, it would help if that person was on the policy.
Yes in the UK but you must have usual insurance cover etc.
yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
I am not positive but I would guess that (saying your BF is at fault)1) Your insurance will not cover your car since it was driven by someone without a liceance2) Your BF's insurance is not valid since he does not have a drivers liceance (even though it is active)3) You will be personally responsible for the damages to your car and your BF will be responseable to any damages he has cause during the accident.
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
First you generally receive several tickets totalling hundreds of dollars. Then your drivers license is suspended. Next any vehicle registrations ( license plates ) you have will be revoked. In order to get your drivers license back you will likely need to obtain insurance and ask the insurance company to file an SR22 form for you. If you were the at fault party, since you don't have insurance to cover the accident, then you need to pay out of your own pocket all expenses incurred by the other driver you hit, including property damage and vehicle repair bills and any medical expenses if you also injured someone in the other car. Failure to pay for the damages you caused will usually result in a mandatory drivers license suspension for 10 years or until such time as you pay for the damages you caused.