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Does the driver of a vehicle in the state of New Jersey have to have their own car insurance or can they be covered by a company policy if driving the company's vehicle?
Wiki User
∙ 17y ago
Check with your company to see how they cover you. Usually a company only covers you if your are driving one of their vehicles while you are working. When your are on your own personal time, let's say that you drive the car all the time and it is kept at your home, you will probably need your own insurance as well. Any other drivers that may drive the company car, even if that car is your only means of transportation, are not covered by company insurance. It is always best to check with your company, they may assume that you are insured on your own or may only carry a limited policy on their company vehicles considering how expensive auto insurance is in NJ. Whew!.
Wiki User
∙ 17y ago
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Are you covered while driving a company vehicle on personal time?
Categorically no. The insurance relates solely to driving on company business.
If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?
Although it depends on your insurance, the driver is covered if driving with your permission.
Is my insurance and driving record affected if i have an at fault accident while driving a friend's car?
yes. it goes on your record and insurance companys look at you record from time to time
Who is the best auto insurance company for our insurance needs?
There are many auto insurance providers on the market today. They are all competing and trying to up one another with savings,prices and good driving rewards. Progressive and Geico would be two companys to try.
Husband has accident with my car and he's on the insurance exclusion list?
When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered. So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.
If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Are you covered driving in ireland?
Only if your insurance policy includes driving in Ireland.
Are you covered on a family member's car insurance?
Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....
If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
Is a friend driver covered by the car's auto insurance?
Someone driving your car with your permission is usually covered by your insurance. There may be some special circumstances which can negate that, so it's hard to say specifically for your case. If your insurance company is resisting, you may need help from your agent or an attorney.
Will a liability release form keep me from getting sued if an employee gets hurt driving the company car?
There is no need to have your employees sign a liability release form. All you have to do is check with your insurance company to make sure you are covered with liability insurance.
