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∙ 13y ago
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What is liability coverage?
LIABILITY COVERAGE Refers to coverage for liability that an individual has if he or she should negligently injure another person or another person's property.
What happens if you hit an an uninsured motorists and you only have liability?
If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.
What protects you with liability insurance driving?
Hopefully an airbag. Liability coverage will cover damage and injury you cause to another person or their vehicle.
What describes property damage liability insurance coverage?
Property damage liability is the coverage section of your liability auto insurance that will pay for physical damage to the vehicle or other property of another person if you are At Fault in an auto accident. This coverage would pay for repairs of the person's car or whatever else is damaged.
What minimum coverage do you have to have for property damage liability?
A common policy structure has 100/300/50 liability limits, which covers up to: $100,000 for injuries per person. $300,000 for injuries total, per accident. $50,000 for property damage per accident.
What best describes property damage liability insurance coverage?
Property damage liability is the coverage section of your liability auto insurance that will pay for physical damage to the vehicle or other property of another person if you are at fault in an auto accident. This coverage would pay for repairs of the person's car or whatever else is damaged.
What is it call when The legal responsibility for the financial cost of another person's losses or injuries?
The term you are surching for, if I am not mistaken, is liability.
Does liability insurance cover your vehicle if it is stolen and wrecked?
In an at fault loss, liability covers injuries sustained by the claimant (the person for whose injuries you are responsible) example: you rear end the car in front of you.. If that person has PIP coverage, that coverage is primary. Once it has been exhausted, your liability coverage will pay for any amount above the PIP coverage UP TO YOUR POLICY LIMIT once that has been exhausted, you may be sued personally for the excess amount Your car will be covered only if you chose to purchase Collision coverage. If you have a lien on your car, the bank will require this coverage. If not, the coverage can be purchased at your option. This is why it is very important that you review these coverages with your carrier to be sure your coverage is adequate. It is imperative that you understand the definition of "Full Coverage" in your state. It does not mean you have what you need to be adequately protected.
Which of these protects a person who is at fault in an accident against lawsuit?
bodily injury liability coverage
Does your liability insurance cover medical for a person if you were not driving?
Your liability insurance does not cover medical expenses in your vehicle no matter who is driving. Depending on your state and the regulations there, this could vary somewhat. Liability is coverage for the party and passengers in a vehicle that you hit if you are at fault. If you are talking about a person in the other car then yes, but if you mean a person in your car the answer is no. You need to purchase "Medical Payments" or PIP coverage to provide medical coverage fro those in your car.
What kind of car insurance pays for your injuries when you're in an accident in your car?
Three types of auto insurance come to mind: medical payments (or personal injury protection), liability coverage and under/uninsured motorist coverage. Med Pay is coverage that protects the occupants of a car and pays medical bills up to the amount of the med pay policy limits. Liability coverage is the car insurance that pays on behalf of the at-fault driver. This coverage makes a lump sum payment to the injured person who is not at fault. UM coverage is owned by the injured person and pays them in cases where the at-fault driver does not have any insurance or does not have enough liability coverage.
Does liability coverage cover the person driving and causing the accident?
Liability coverage offers coverage for bodily injury and property damage to the other vehicle and passengers who you hit if the accident is your faulty. It does not cover you or anyone in your vehicle.
