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Does liability cover if someone breaks your windshield?

Updated: 9/24/2023
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Stepheniealexander

Lvl 1
10y ago

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If the person broke your windshield as part of the damage in an accident and they have liability insurance on their car (which is required by law), yes their liability will cover your windshield as well as other damages to your car, person, and passengers.

In all other conditions, no as glass damage is covered by your own comprehensive insurance (if you purchased it, its optional).

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Q: Does liability cover if someone breaks your windshield?
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Related questions

What should I do if my windscreen breaks?

Get your windshield replaced. Sometimes it does happen. I recommend apple autoglass. You should also contact your insurance company because they will cover it if your windshield breaks, and your replacement will be free.


When borrowing a pickup and hauling furniture something flew out and damaged truck He only has liability will that cover it or will your insurance have to cover it?

Liability would only cover the insured for his damage to the property of someone else. Your insurance will have to cover the damage to his truck.


Do you need full coverage insurance on a vehicle in order to have a cracked windshield replaced or will liability and PIP insurance cover it?

Full coverage, minus the deductible.


If your tree falls on someone elses vehicle will your home insurance cover it?

You home owners liability insurance should cover it.


If you hit someone and you have 102010 liability how will they recover?

If your liability insurance is not enough to cover the damages, you will probably be sued by person you hit or his representative for the rest of the damage.


Does liability insurance cover someone stealing your car?

No, but it might cover someone stealing your car and using it to hurt someone, especially if you negligently permitted the theft. "Liability", in this sense, means ,"liable for damages if you are sued." Theft of and damage to the car itself come under a different type of coverage.


Will liability insurance cover damage to a person's vehicle caused by someone else?

NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.


How do you install windshield on 1981 Chevy truck?

In my opinion, this is a repair best left to an expert. You auto insurance should cover the cost of replacing the windshield if you have more than just liability insurance. If not, I would still pay an expert to do this, to make sure it is done correctly. Break the windshield while installing it and you will wish you had hired it done.


Does home owners cover if guest falls and breaks bones?

If your guest decides to sue you as the responsible party for his fall and subsequent broken bones. And, If you have liability coverage on your home insurance policy, Then your insurance company would provide legal defense for you and cover any resulting award to your guest up to the limits of your liability coverage.


Does liability auto insurance cover your car if you hit a pole?

No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.


What is the difference between liability insurance and full coverage?

Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.


Is there any part of auto or homeowner's insurance that covers you when on public transit?

Homeowners insurance does have liability. This liability is universal and is good for any where in the world. The insurance companies will not cover anything intentional though. It also breaks down to a scenario by scenario type of basis.