There are two issues implicated in the question. First, property insurance does not generally cover pre-existing damage (that is, damage that was incurred prior to the inception of coverage). Thus is largely because no premium was paid to the insurer for taking on that risk.
The second issue is that of late notice. Most insurance policies contain a provision requiring the insured to report the occurrence "as soon as practicable" after the occurrence. They reserve the right to deny the claim for late notice if it can be shown that its rights have been prejudiced by the delay.
If it is a liability claim, the prejudice may arise from the inability to investigate, interview witnesses, etc. If it is a property claim, the prejudice may arise from the fact that the delay resulted in the exacerbation of damages, or prejudice to subrogation rights.
i don't think so. i would goggle it if i where you.
The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.
It's a glitch. He used do do a pretty good damage a few months ago. Or was it last year?
If you have comprehensive coverage in effect on the date of loss, it should be covered.(I'm an auto rep for an insurance company.)
The driver of the at-fault car is responsible for paying for the damage they cause to others in an auto accident. Having insurance transfers this risk from the driver to the insurance company. If you are found at-fault and do not have insurance you will be responsible for paying out of your own pocket for the damage you caused. If you do not have the money in the bank, or the assets to sell, be prepared to have future wages garnished. If this happens you may want to consult a bankruptcy attorney.
Send a certified copy of the death certificate and A COPY OF proof of the insurance policy and you should receive payment.
how do you lacate a life insurance policy that was with southern life and health insurance company 30 years ago
AnswerI have not heard of any such company, because the liability would be far too high. But it could very well exist, but I have been in the business for 10 years now and have never heard of such a thing. Normally it is the pest company that did the termite treatment that handles any repairs that arise.YES, BB&T in Ga. created such a category several years ago. they broker the insurance to a company called FFVA Mutual. You can also find the nearest insurance provider at any of your local association's.
was year was it 1 decade ago
Yes. It's unusual, but not illegal. I did this a couple of years ago, to keep my insurance payments down. Sometimes bodyshops and such are set up just to deal with insurance claims, so you will need to explain that you are paying out of your own pocket (usually by bank check) but they were pretty friendly about it.
Shirley Jones appeared in a health insurance ad several years ago.
form_title=Storm Damage Repair form_header=10663 At what point did the damage occur?*= () Hours ago () Weeks ago () Months ago () Other How many rooms are involved?*= () 1 () 2-4 () 5-10 () Entire house Which parts of the interior structure are affected? (Check all that apply)*=  Ceilings  Walls  Floors  Other How extensive is the damage from the storm or wind?*=  Windows blown out  Water damage in portion of house  Wind damage in portion of house  Roof damage  Landscape/yard damage  Other