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There are two issues implicated in the question. First, property insurance does not generally cover pre-existing damage (that is, damage that was incurred prior to the inception of coverage). Thus is largely because no premium was paid to the insurer for taking on that risk.
The second issue is that of late notice. Most insurance policies contain a provision requiring the insured to report the occurrence "as soon as practicable" after the occurrence. They reserve the right to deny the claim for late notice if it can be shown that its rights have been prejudiced by the delay.
If it is a liability claim, the prejudice may arise from the inability to investigate, interview witnesses, etc. If it is a property claim, the prejudice may arise from the fact that the delay resulted in the exacerbation of damages, or prejudice to subrogation rights.
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You just discovered some severe water damage in your closet that you had no idea happened and want to know since your roof was repaired 2 years ago will homeowners insurance cover it?
i don't think so. i would goggle it if i where you.
Is insurance company still liable for medical payments even you no longer carry that insurance?
The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.
Why does zhoom in Dragon Fable does no damage?
It's a glitch. He used do do a pretty good damage a few months ago. Or was it last year?
If you got your insurance three and a half weeks ago and you got caught in a tornado and an oak tree fell on your car and totaled it Will your insurance cover it?
If you have comprehensive coverage in effect on the date of loss, it should be covered.(I'm an auto rep for an insurance company.)
What happens if you are in a car accident your insurance ran out two weeks ago and your not the primary insurance policy holder on the car?
The driver of the at-fault car is responsible for paying for the damage they cause to others in an auto accident. Having insurance transfers this risk from the driver to the insurance company. If you are found at-fault and do not have insurance you will be responsible for paying out of your own pocket for the damage you caused. If you do not have the money in the bank, or the assets to sell, be prepared to have future wages garnished. If this happens you may want to consult a bankruptcy attorney.
A 71 year old men passed away about 1 year ago. He had taken a 10 years term insurance policy 1 month before he died. The policy was just discovered. will the insurance company pay?
Send a certified copy of the death certificate and A COPY OF proof of the insurance policy and you should receive payment.
Is there an insurance company that a pest control company can use to cover termite damage on their contracts?
AnswerI have not heard of any such company, because the liability would be far too high. But it could very well exist, but I have been in the business for 10 years now and have never heard of such a thing. Normally it is the pest company that did the termite treatment that handles any repairs that arise.YES, BB&T in Ga. created such a category several years ago. they broker the insurance to a company called FFVA Mutual. You can also find the nearest insurance provider at any of your local association's.
How do you locate a life insurance policy?
how do you lacate a life insurance policy that was with southern life and health insurance company 30 years ago
Can you pay out of pocket to repair damage from an accident as opposed to going through your insurance company?
Yes. It's unusual, but not illegal. I did this a couple of years ago, to keep my insurance payments down. Sometimes bodyshops and such are set up just to deal with insurance claims, so you will need to explain that you are paying out of your own pocket (usually by bank check) but they were pretty friendly about it.
What year was it one decade ago?
was year was it 1 decade ago
Storm Damage Repair?
form_title=Storm Damage Repair form_header=10663 At what point did the damage occur?*= () Hours ago () Weeks ago () Months ago () Other How many rooms are involved?*= () 1 () 2-4 () 5-10 () Entire house Which parts of the interior structure are affected? (Check all that apply)*= [] Ceilings [] Walls [] Floors [] Other How extensive is the damage from the storm or wind?*= [] Windows blown out [] Water damage in portion of house [] Wind damage in portion of house [] Roof damage [] Landscape/yard damage [] Other
Who is the actress on the healthcare insurance ad?
Shirley Jones appeared in a health insurance ad several years ago.
