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The Named InsuredYes. It is a legal issue.

A homeowner's policy insures the named insured for damage to their home. This assumes the named insured maintains an insurable interest in the house, meaning that they have not sold it to someone else. The policy cannot be transfered to a new owner.

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13y ago
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8y ago

Yes. The legal owner must be named as an insured on the policy. It is illegal to insure the property of another where no insurable interest exists.

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Q: Does homeowners insurance have to have the name of the owners on the policy?
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