Settlement cracks and cracks from ground shifting are not covered.
No. It's considered wear & tear.
No, Homeowners insurance does not cover the cost of property maintenance.
No, if the gutters were not installed correctly.
Depends on your insurance contract. Some companies would cover that incident, some wouldn't.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Not Likely, Home Owners insurance piolicies typically exclude coverage for concrete structures such as Sidewalks, Patios and Driveways.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
No, your Homeowners Insurance will not. Your Medical Insurance Will.