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They would not cover the shower, but if the leak was sudden and accidental, they would cover the water damage only. This includes all Plumbing appliance.

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Q: Does home owners insurance cover a shower that leaked in to my basement?
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Installing a steam shower in the basement is not a good idea. The steam shower should be installed in the nbathroom of your home.


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The shower drain in a spare bath gurgled when the toliet flushed or the sink water drained When the shower was used it leaked to the ceiling below. Now it does not gurgle -How do we find the leak?

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