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Does home owners coverage cover theft of a trailer taken from th insured home?
Wiki User
∙ 12y ago
No. A trailer has to have it's own insurance policy.
Wiki User
∙ 12y ago
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If you have a car that was being restored on your property and did not have it insured and a tree fell on it and damaged it will home owners cover this?
No. The car must have coverage to have its physical damage fixed.
What does landlords insurance cover?
Landlords Insurance covers the property owners interest in the property and structure. It doe snot cover the property nor the liabilities of the tenant. The extent of coverage provided is dependent on the options chosen by the insured.
Will a homeowners' policy cover an accident off the insured property caused by a noninsured person?
liability coverage is only for persons that meet the definition of an "insured"
Does the PAP cover representatives of the estate after the death of the named insured?
No, It will not. Unless they obtain permissive use by another person who is a named insured on the policy. It will however continue to cover any additional Named insureds for at least 30 days, after which time they will need to restructure the coverage into the new owners name by purchasinga new auto insurance policy.
Does homeowner insurance cover renters fall?
No, the property owners coverage does not provide coverage for a tenants property or liability.
Does car insurance cover damage caused by trailer detaching from vehicle?
Liability coverage extends from the vehicle that is pulling a trailer, boat, or camper. This means if you are backing up in a parking area and the camper hits another vehicle the liability coverage will cover the damage to the other vehicle. Even if you are going down the road and the trailer comes loose the liability is still attached to the trailer and damage it does to another persons property is covered by liability from the vehicle that it was attached to. The kicker is that damage to the trailer itself is not covered by the vehicle pulling it. You would have to have a policy on the trailer itself for physical damage coverage to cover damage to the trailer.
Does home owner insurance cover damage to property that falls from a trailer being towed?
The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.
Does auto policy cover damage done when the vehicle towing the utility trailer is damaged?
In dealing with a towed trailer, the liability coverage will extend from the vehicle towing to the trailer being towed but the physical damage coverage does not extend. This means that if you are backing up at a fuel station and the trailer backs into another vehicle then the liability will cover the damage done to the other car that is damaged by the trailer. Any damage done to the trailer itself will not be covered.
Will homeowners cover damage to non owned golfcart if you damage it?
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
Under a fire insurance policy with the homeowners association as named indured are the individual property owners and members of the association insured also?
Association master policies cover all the real estate assets that all owners own in common. In that sense, your common interest assets are also insured. However, you may need additional insurance to cover your personal property, which may cover the interior of your home and its contents. Your master policy may be an all-in policy -- common in condominiums, in which case your HO-6 policy is only required to cover your personal possessions. In an HOA, your broker can review the master policy and provide you with the coverage you need, so that there are no gaps in coverage.
Will a homeowners insurance policy cover for an accident to an insured off property?
There is no coverage at all for an accident to an insured either off property or on property. A Homeowners policy provides coverage for structures, personal property, additional living expenses due to loss, liability coverage and medical payments. There is coverage away from premises for insured personal property provided it is due to loss from a covered cause. Coverage is generally limited to 10% of coverage C and if it is theft, insured must be temporarily residing where the theft occurred. The liability coverage provided by the policy covers the insured away from premises. These all are general statements and there are exclusions so the policy should be consulted.
Should The Equipment I Am Leasing Be Insured?
Yes, you will need insurance coverage. In most instances, your business insurance will cover equipment leases.
