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personally, i would say a tree limb fell onto it while it was sitting in the driveway. but if you have full coverage through a good insurance company, such as geico or allstate, it should.

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Q: Does car insurance cover damage to car caused by garage door?
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Does homeowners insurance cover garage door damage?

Yes, homeowners insurance will cover garage door damage. You may want to look at your policy to find out what your deductible is. If the deductible is more than the cost of the repair to the door, it would not be beneficial to file a claim.

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No. Insurance does not cover mechanical problems.

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No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.

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Heck Yeah UNLESS your policy does not cover it

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Your homeowners insurance will cover your garage door subject to your deductible since it is part of your house. Your Home insurance does not cover damage to a vehicle though. That's what Auto insurance is for. Your friend will need to contact his auto insurance to fix his vehicle.

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