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Does a teenage driver have to be listed as the primary driver of one of the vehicles on the policy to be covered?
Wiki User
∙ 18y ago
No. If he is listed at all, then he is covered. If he IS the primary driver of a vehicle, then he should be listed as such.
Wiki User
∙ 18y ago
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Is the driver covered under the scheduled autos?
If the driver is listed as driver under the primary insureds policy or is driver with permission from the owner of the policy Yes it's covered.The Scheduled Autos or symbol 7 is used to specify that only the autos scheduled on the policy are covered.
Do you have to be added to your parents insurance policy if you are primary driver of one of their vehicles and you have insurance policy of your own?
yes, simple as that.
If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?
Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.
Is a teenage driver more likely to have an accident than an adult driver?
Yes. A teenage driver hasn't the experience and judgment that most older drivers have.
Can you be the primary driver on both cars if one is for pleasure and 1 is for business?
Yes, if you drive both vehicles more than anyone else.
Can you Have A Registered car but have someone else on the insurance?
Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".
Do you need to insure your teenage driver?
Yes
How many times more likely is a a teenage driver with a BAC of .08 - .09 to be involved in a fatal crash than a sober teenage driver?
4
What is a private driver's license?
A private driver's license allows the license holder to drive private vehicles. It is different from a commercial driver's license which is required to drive any vehicle for commercial use (passenger vehicles for hire such as a taxi, bus, van, limousine; school buses; where the driver's primary employment is driving), over 26,000 lb (11,793 kg) in weight, or which transports hazardous materials.
If you are a passenger in an uninsured driver's vehicle does that mean that you are not covered either if he has an accident?
If you mean are your medical bills covered -- and assuming your state requires medical coverage on auto insurance policies -- then, no, you wouldn't be covered by any policy of the driver's since, of course, no policy exists. However, if you have your own auto policy, that policy would then become primary. After that, your health insurance would be primary. Unfortunately for the uninsured driver, if you do have to go through your own health insurance, there's a big possibility that they will go after the driver for any payments they make, particularly if a driver is legally required to carry auto insurance in your state (again, insurance that included medical coverage).
What are some benefits of having a Fiat company insurance?
The benefits of Fiat company insurance are that the Fiat vehicles under the insurance are completely covered. This is true regardless of who the driver may be.
The crash risk of teenage driver decreases with one two or three or more passenger?
The crash risk of a teenage driver does not decrease with more passengers. In fact it increases due to the increased likelihood that the driver gets distracted.
