I'm not sure about Minnesota in particular but most policies state that you are required to list all household members and regular drivers on your policy. This means that everyone needs to be listed.
No, in fact standard homeowner's policies specifically exclude coverage for vehicles.
You don't need to have them on car insurance even if he is in the household, if he is not driving your vehicles.
Linea Directa is an insurance company. Specifically, the company provides insurance for vehicles. Some vehicles that are covered by their insurance include company cars, motorbikes, regular cars, and quad vehicles.
form_title=Corporate Fleet Insurance form_header=Whether you lease or own your vehicles, get the fleet insurance policy specifically tailored to your needs. Total number of fleet vehicles under lease:=_ Total number of fleet vehicles owned:=_ Type of business:=_
IF they live with you, are a member of your household, or if they drive any of your vehicles, ever. If they are a student away at college or boarding school, they are still a member of your household and must be added or excluded. If they ever drive your vehicles they must be added.
Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".
No damage to motor vehicles is specifically excluded
All regular drivers of a vehicle need to be listed as drivers on that vehicles insurance policy, even if they don't own the vehicle. Failure to disclose an operator could be determined to be insurance fraud and grounds for the denial of a claim. If a 16 yr old has a driver's license but does not drive vehicles in the household an official exclusion should be placed on the policy that aknowledges that there is a licensed driver in the household that does not use the vehicles.
commerical vehicles are used to specifically transport some type of goods, services or passengers to different destinations on a frequent basis.
Commercial auto insurance cover damages, or situations as a type of blanket insurance, covering employees who use company vehicles to perform their duties. Much like other types of insurance, there is a monthly, or annual rate that must be paid to maintain the policy. You can choose a policy to cover everyone in your employ at all times, or specifically business hours, or specifically those certified to drive company vehicles.
In general no, vandalism of an automobile is covered by the vehicles auto insurance policy. However you may have coverage for certain household belongings while outside the premises so check your policy or contact you agent if some of the stolen items were household items.
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