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The answer depends not on what state the damage occurred in, but what kind of coverage you have. If it is your car, damage from an animal is covered under "comprehensive" coverage. Look at the declarations page of your policy to see if you have this. For homeowners insurance, usually damage from larger animals, like raccoons is covered, but smaller animals, like rodents, termites, etc are not covered.

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Q: Does State Farm cover raccoon damage in Oklahoma?
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Does farmers insurance cover raccoon damage in attic?

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I understand, from conversation with State Farm agents, that yes, State Farm, at least here in Colorado, does cover damage done by raccoons, even though State Farm policies may not cover damage done by "rodents" or "vermin". Raccoons are generally considered to be "wildlife" and thus, damage done by them is treated similarly to dmaage done by their distant cousins, bears.


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Does farmers ins cover raccoon damage in a house?

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Does Allstate homeowners insurance cover raccoon damage?

Their television commercials give the impression that they do, or at least on some of their policy offerings.


Does state farm insurance cover raccoon damage in at?

I don't think they cover damage by any animal, wild or pet. Check with your agent. I had a squirrel get into the house somehow while I was away for a week. that squirrel literally ate my metal mini blinds trying to chew her way out and damaged the wood on the windows. Not covered!


Does Liberty Mutual Homeowners Insurance cover roof damage from a raccoon?

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Does home insurance cover damage caused by raccoon's to boat interior that is stored at home?

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What is the protective cover for a raccoon?

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