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Do you need to be covered by your parent's car insurance to drive first day you get license?
Wiki User
∙ 10y ago
What do you think will happen if you have an accident on the first day you have a license? Let's say you hurt someone with a medical cost of $100,000 and total their $45,000 car. Since it's your first day should you get a pass? Who will pay for their damages and medical costs? Of course you need to be covered by your parents auto insurance on the first day you get a license. If your old enough to get a license you need to think like an adult with responsibilities.
Wiki User
∙ 10y ago
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Can I drive my parent's car if they are in the car when I am not insured but they are?
Everyone in your household must be listed on your insurance policy if they have a license. For example, if you live with your parents, you may not be covered if you are not listed on their insurance policy. On the other hand, if you live separately you could use their car with their permission and be covered.
If a dependent has a license in PA but doesn't own a car or drive does his parents have to have insurance for him?
yes
If you are 18 in CA and you have a driving permit and you're covered by insurance can't you drive alone?
No. A permit is not a license.
Is it legal in NC to purchase car insurance with expired license?
If the insurance company will insure the car, there's no law against it. However, it won't be covered if YOU drive it with a 'dead' license.
If you live in NJ and a relative with a MA license but no insurance is staying with you is he covered under your insurance when driving your car?
Yes, they would be covered as long as they only drive occasionally. If they drive more than 12 times out of the year, they would need to be rated on your policy in order for them to be covered.
Do you need insurance to learn to drive?
To learn, no. But you need insurance once you become a licensed driver, or you need to be covered under your parents insurance. In most if not all states, it is against the law to drive without insurance.
Can you drive a car if you don't have insurance but the car does you have a License?
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.
Can you drive a 150 cc scooter with insurance but no license?
no no matter what you need license to drive legally
Can a son drive parents car?
Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.
Do your parents need to upgrade their insurance for you to drive their car with a learners permit?
It's not usually necessary to declare you as a driver with the learner's permit. That comes when you get your license and can drive indepentently.
Whose insurance covers you if you drive a friend's car but only have a learners permit and your parents have the same insurance company?
I hope you're asking this before you need to know, not after.In most cases the insurance is on the car, not the driver, so it would be the car owner's insurance. Generally, the insurance will cover someone driving with the owner's permission, but there could be an exclusion for someone with a learner's permit. You and your friend should know before you drive the car. If we have a driver's license and covered under an insurance company for our car, can we still drive a friends car which is covered under a different insurance company. And which company will cover the car in this scenario.
Can a son that has no insurance drives parents car?
If your parents put your name on their car insurance, that is you as a named drived you will be able to drive their car. This is often a cheaper way of insuring you to drive a car than having you as the person that takes out the car insurance. You will not be covered to drive other cars however. Their are some insurance companies now aimed at insuring young drivers which is something that you could look into.
