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Do you have to repair a car deemed totalled if it only has cosmetic damage?
Wiki User
∙ 10y ago
This comes up a great deal. The auto policy states that the insurance company will at their option repair the vehicle, replace the vehicle, or pay the actual cash value of the vehicle. This option belongs to the insurance company. The way it generally works is that there is never a replacement so forget that part. That leaves repair or pay the acv of the vehicle. If the cost to repair the damage of the vehicle exceeds about 70-75% of the ACV then the company will choose to pay the value of the vehicle. The vehicle then belongs to the insurance company. Sometimes you can let the adjuster know that since the damage is cosmetic only you would like to keep the vehicle if at all possible and they will usually work with you.
Wiki User
∙ 10y ago
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Can you send of your Xbox 360 to Microsoft if chipped?
No, Xbox does not repair cosmetic damage.
What is the formula to determine if a car is totalled?
If the car costs more to repair than its listed value, then it is defined as "totalled."
Do you have to let the insurance company total your car if you were not at fault?
Liability, or whether or not you are at fault, has nothing to do with your vehicle being deemed totalled. If the repair cost exceeds the local market value of your car, it is a total loss.
If you purchase an auto with a salvage title does that mean the vehicle is no longer road worthy?
It does not mean that the auto is not road-worthy. What it does mean is that the auto has previously been in a wreck and considered totalled by the insurance company. Many times, an insurance company determines it is cheaper to "total" the auto than to pay the costs to repair it. Auto body and repair shops will scout around for later model autos that have been "totalled" and buy them to repair and re-sell. The shops will usually check and make sure that the frame is not bent and that most of the damage is just body damage. Because the auto has been previously "totalled", the title is issued as a salvage title.
Will insurance total a 2008 Chevrolet 1500 if the frame is bent but there is no cosmetic damage?
This would depend on what it would cost to repair the damage. If it comes to about 70% of the ACV of the truck, then they would probably total the truck. I don't see how an accident could bend the frame of the truck without any cosmetic damage.
Does the insurance company have the right to total your car even if their insured was at fault for the accident?
Your car being deemed a total loss does not have anything to do with the liability of the accident. Your vehicle becomes totalled when the repair cost exceeds the local market value of your vehicle.
Should I try do repair the cracked bumper of my car myself Or is smarter if I took it to a repair shop?
Cosmetic auto repair for things like cracked bumpers is generally tricky and not recommended to try yourself as you could easily worsen the damage.
How would it cost to repair front end damage to a 1997 Mitsubishi eclipse?
A lot.. and you probably spend more later. I totalled my 97 eclipse by hopping a foot tall curb and hitting a tree doing forty five. If you have a friends a lot less. If you don't. it depends on the damage.
Will insurance total a 2003 Toyota Tacoma if the frame is bent but there is no cosmetic damage?
How can you bend the frame without cosmetic damage? Did you run over something? Depending on your insurance coverages, if a vehicle has a bent frame and is no longer safe to drive, then an insurance compamy would usually total out a vehicle. Otherwise, they can pay to repair the vehicle.
Is there an iPhone repair shop other than Apple?
Yes. There are many iPhone repair shops all over the country. They specialize in repairs that Apple or AT&T would NOT cover under a manufacturer warranty.For Example:Accidental damage (i.e. Broken glass, Broken LCD, cosmetic damage, etc)Water/Liquid damageButton RepairBattery Replacement
Does homeowners insurance cover damage caused by a repair man?
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
What is the JanSport warranty policy for backpacks and bags?
If you correctly register your JanSport product on purchase it will be covered by a life time guarantee. The company guarantee to replace or repair products that have sustained damage to their structure, this does not include cosmetic ware and tear. The warranty does not cover accidental or deliberate damage to the item purchased.
